analytics Return on Investment Analysis

University of Massachusetts-Lowell

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$66,280

In-state tuition x 4

Earnings Premium

$26,467/yr

vs high school diploma avg

Break-Even Point

2.5 years

After graduation

20-Year ROI

699%

Return on investment

The Numbers

payments

Annual Tuition (In-State)

$16,570

credit_card

Median Debt at Graduation

$23,704

savings

Median Earnings (5yr)

$61,467

school

Graduation Rate

71%

volunteer_activism

Receive Financial Aid

54%

redeem

Avg Aid Amount

$0

Peer Comparison

University of Massachusetts-Lowell Current

699%

20yr ROI

Simmons University

190%

20yr ROI

CUNY Bernard M Baruch College

1678%

20yr ROI

Binghamton University

1184%

20yr ROI

University of Wisconsin-Madison

1072%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$66,280
Median Debt$23,704

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$66,280

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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