CUNY Bernard M Baruch College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$29,856
In-state tuition x 4
Earnings Premium
$26,542/yr
above high school diploma avg
Break-Even Point
1.1 years
After graduation
20-Year ROI
1678%
Return on investment
ROI Analysis
One year after graduation, Baruch College graduates earn a median of $51,920, which is more than six times the in-state tuition cost of $7,464. Five years after graduation, earnings increase to $61,542, and ten years after graduation, earnings reach $75,971. The median debt for graduates is $11,512, and 12% of students receive financial aid.
The debt-to-income ratio for Baruch College graduates is relatively low. Given the median debt of $11,512 and the one-year earnings of $51,920, the debt-to-income ratio is approximately 0.22. This suggests that graduates are likely able to manage their debt effectively.
Based on the provided data, the break-even timeline, or the time it takes for a graduate's increased earnings to offset the cost of tuition, is very short. Given the significant difference between tuition and one-year earnings, the break-even point is likely less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$7,464
Median Debt at Graduation
$11,512
Median Earnings (5yr)
$61,542
Graduation Rate
73%
Receive Financial Aid
12%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Finance and Financial Management Services | $127,744 | 6113% |
| Accounting and Related Services | $97,283 | 4072% |
| General Sales, Merchandising and Related Marketing Operations | $105,369 | 4614% |
| Business Administration, Management and Operations | $120,398 | 5621% |
| Business/Corporate Communications | $62,502 | 1742% |
| Information Science/Studies | $141,395 | 7027% |
| Public Administration | $83,254 | 3132% |
| Management Sciences and Quantitative Methods | $83,300 | 3136% |
| Management Information Systems and Services | $0 | N/A |
| Psychology, General | $54,967 | 1238% |
| Business/Managerial Economics | $70,307 | 2265% |
| Political Science and Government | $57,496 | 1407% |
Peer Comparison
1678%
20yr ROI
699%
20yr ROI
1184%
20yr ROI
1072%
20yr ROI
669%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.