Binghamton University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$41,452
In-state tuition x 4
Earnings Premium
$26,621/yr
vs high school diploma avg
Break-Even Point
1.6 years
After graduation
20-Year ROI
1184%
Return on investment
ROI Analysis
Binghamton University's in-state tuition costs $10,363. One year after graduation, alumni earn a median of $44,735. Five years after graduation, earnings increase to $61,621, and ten years after graduation, earnings reach $80,596. The median debt for graduates is $18,500, and 40.9% of students receive financial aid.
The data indicates a strong return on investment. The one-year earnings are more than four times the cost of tuition. The five-year earnings are nearly six times the cost of tuition.
With a median debt of $18,500 and a starting salary of $44,735, the debt-to-income ratio is approximately 0.41. Assuming graduates allocate 10% of their income towards debt repayment, the break-even timeline is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,363
Median Debt at Graduation
$18,500
Median Earnings (5yr)
$61,621
Graduation Rate
83%
Receive Financial Aid
41%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Economics. | $41,452 | $74,087 | 1786% |
| Psychology, General. | $41,452 | $58,122 | 1016% |
| Biology, General. | $41,452 | $52,573 | 748% |
| Neurobiology and Neurosciences. | $41,452 | $62,035 | 1204% |
| Business Administration, Management and Operations. | $41,452 | $87,648 | 2440% |
| Accounting and Related Services. | $41,452 | $84,365 | 2282% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $41,452 | $83,593 | 2245% |
| Mathematics. | $41,452 | $75,691 | 1863% |
| Political Science and Government. | $41,452 | $62,211 | 1213% |
| Human Development, Family Studies, and Related Services. | $41,452 | $44,767 | 371% |
| English Language and Literature, General. | $41,452 | $51,573 | 700% |
| Multi/Interdisciplinary Studies, Other. | $41,452 | $64,005 | 1299% |
Peer Comparison
1184%
20yr ROI
1678%
20yr ROI
699%
20yr ROI
1072%
20yr ROI
669%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.