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Return on Investment Analysis

Montclair State University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$59,064

In-state tuition x 4

Earnings Premium

$12,944/yr

above high school diploma avg

Break-Even Point

4.6 years

After graduation

20-Year ROI

338%

Return on investment

ROI Analysis

The annual tuition cost at Montclair State University is $14,766. One year after graduation, the median earnings are $37,430. Five years after graduation, the median earnings increase to $47,944, and ten years after graduation, the median earnings are $61,415. The median debt for students is $22,000, and 40.3% of students receive financial aid.

The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.59. This indicates that the median debt is about 59% of the graduates' annual income one year after graduation.

To calculate the break-even point, the median debt of $22,000 is divided by the difference between the one-year earnings and the tuition cost. This calculation results in a break-even timeline of approximately 1.7 years.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$14,766

Median Debt at Graduation

$22,000

Median Earnings (5yr)

$47,944

Graduation Rate

65%

Receive Financial Aid

40%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Business Administration, Management and Operations $59,064 $113,633 2563%
Psychology, General $59,064 $46,064 275%
Human Development, Family Studies, and Related Services $59,064 $0 N/A
Biology, General $59,064 $42,414 151%
Education, General $59,064 $59,970 746%
Educational Administration and Supervision $59,064 $86,111 1631%
Multi/Interdisciplinary Studies, Other $59,064 $55,472 593%
Communication and Media Studies $59,064 $57,399 658%
Accounting and Related Services $59,064 $91,764 1822%
Computer and Information Sciences, General $59,064 $77,141 1327%
Foods, Nutrition, and Related Services $59,064 $48,969 373%
English Language and Literature, General $59,064 $42,783 164%

Peer Comparison

Montclair State University Current

338%

20yr ROI

University of Wisconsin-Whitewater

682%

20yr ROI

Kennesaw State University

1012%

20yr ROI

Grand Valley State University

339%

20yr ROI

State University of New York at Plattsburgh

637%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$59,064
Median Debt$22,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$59,064

Frequently Asked Questions

Based on government data, Montclair State University has an estimated 20-year ROI of 338%. The total 4-year cost is $59,064 and graduates earn a median of $47,944 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

Back to Montclair State University Colleges in New Jersey Compare Schools ROI Rankings