State University of New York at Plattsburgh ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$35,524
In-state tuition x 4
Earnings Premium
$13,089/yr
above high school diploma avg
Break-Even Point
2.7 years
After graduation
20-Year ROI
637%
Return on investment
ROI Analysis
The annual tuition cost at State University of New York at Plattsburgh is $8,881. One year after graduation, the median earnings are $37,823. Five years after graduation, earnings increase to $48,089, and ten years after graduation, earnings reach $56,403. The median debt for graduates is $21,196, and 57.2% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.56. This indicates that the median debt is about 56% of the graduates' annual income one year after graduation.
To calculate the break-even point, we can divide the median debt by the difference between the one-year earnings and the annual tuition cost. This calculation suggests a break-even timeline of approximately 0.7 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,881
Median Debt at Graduation
$21,196
Median Earnings (5yr)
$48,089
Graduation Rate
62%
Receive Financial Aid
57%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $55,355 | 1046% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $79,280 | 2393% |
| Psychology, General | $40,477 | 208% |
| Accounting and Related Services | $52,647 | 894% |
| Teacher Education and Professional Development, Specific Levels and Methods | $52,008 | 858% |
| Criminal Justice and Corrections | $51,302 | 818% |
| Radio, Television, and Digital Communication | $46,695 | 558% |
| Educational Administration and Supervision | $82,022 | 2547% |
| Biology, General | $47,339 | 595% |
| Special Education and Teaching | $55,787 | 1070% |
| Natural Resources Conservation and Research | $53,049 | 916% |
| Marketing | $48,402 | 655% |
Peer Comparison
637%
20yr ROI
248%
20yr ROI
575%
20yr ROI
451%
20yr ROI
326%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.