University of Vermont ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$75,560
In-state tuition x 4
Earnings Premium
$13,164/yr
above high school diploma avg
Break-Even Point
5.7 years
After graduation
20-Year ROI
248%
Return on investment
ROI Analysis
The University of Vermont's in-state tuition costs $18,890 per year. One year after graduation, alumni earn a median of $40,117. Five years after graduation, earnings increase to $48,164, and after ten years, earnings reach $62,472. The median debt for graduates is $20,951.
The debt-to-income ratio for graduates can be calculated by dividing the median debt by the one-year earnings. This results in a debt-to-income ratio of approximately 0.52.
To calculate the break-even point, the total cost of tuition must be considered. Assuming a four-year degree, the total tuition cost is $75,560. The break-even point can be estimated by dividing the total tuition cost by the difference between the one-year earnings and the median debt. This calculation suggests a break-even timeline of approximately 4 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$18,890
Median Debt at Graduation
$20,951
Median Earnings (5yr)
$48,164
Graduation Rate
77%
Receive Financial Aid
38%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Natural Resources Conservation and Research | $44,131 | 142% |
| Business Administration, Management and Operations | $72,315 | 888% |
| Psychology, General | $42,915 | 110% |
| Medicine | $94,191 | 1467% |
| Biology, General | $58,369 | 519% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $102,077 | 1675% |
| Mechanical Engineering | $75,683 | 977% |
| Economics | $51,595 | 339% |
| Political Science and Government | $51,935 | 348% |
| English Language and Literature, General | $38,271 | -13% |
| Animal Sciences | $35,250 | -93% |
| Mathematics | $64,745 | 687% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.