University of Baltimore
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$39,088
In-state tuition x 4
Earnings Premium
$13,197/yr
vs high school diploma avg
Break-Even Point
3 years
After graduation
20-Year ROI
575%
Return on investment
ROI Analysis
Graduates of the University of Baltimore have a positive return on investment. The average in-state tuition cost is $9,772. One year after graduation, alumni earn an average of $50,372. Five years after graduation, earnings are $48,197, and ten years after graduation, earnings increase to $61,335.
The median debt for University of Baltimore graduates is $23,250. With a median debt of $23,250 and an average starting salary of $50,372, the debt-to-income ratio is approximately 0.46. This means the debt is less than half of the annual income.
Based on the provided data, it would take less than a year to break even on the investment in education. The average starting salary of $50,372 is significantly higher than the in-state tuition cost of $9,772.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,772
Median Debt at Graduation
$23,250
Median Earnings (5yr)
$48,197
Graduation Rate
39%
Receive Financial Aid
40%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business/Commerce, General. | $39,088 | $63,811 | 1374% |
| Law. | $39,088 | $85,639 | 2491% |
| Business Administration, Management and Operations. | $39,088 | $96,541 | 3049% |
| Public Administration. | $39,088 | $70,346 | 1709% |
| Security Science and Technology. | $39,088 | $73,514 | 1871% |
| Graphic Communications. | $39,088 | $0 | N/A |
| Public Health. | $39,088 | $0 | N/A |
| Criminal Justice and Corrections. | $39,088 | $55,376 | 943% |
| Behavioral Sciences. | $39,088 | $0 | N/A |
| Psychology, General. | $39,088 | $0 | N/A |
| Radio, Television, and Digital Communication. | $39,088 | $0 | N/A |
| Public Health. | $39,088 | $0 | N/A |
Peer Comparison
575%
20yr ROI
451%
20yr ROI
326%
20yr ROI
248%
20yr ROI
637%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.