University of Baltimore ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
Quick answer
USACollegeData.com ROI analysis (College Scorecard data): four years at University of Baltimore costs about $39,088 in in-state tuition, and graduates earn a median of $48,197 five years after graduation — the investment breaks even in roughly 3 years (20-year ROI: 575%).
ROI Summary
Total 4-Year Cost
$39,088
In-state tuition x 4
Earnings Premium
$13,197/yr
above high school diploma avg
Break-Even Point
3 years
After graduation
20-Year ROI
575%
Return on investment
ROI Analysis
The University of Baltimore has an in-state tuition of $9,772. One year after graduation, alumni earn a median of $50,372. Five years after graduation, earnings decrease to $48,197, but increase to $61,335 ten years after graduation. The median debt for graduates is $23,250, and 40% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.46 for the first year after graduation. This is calculated by dividing the median debt of $23,250 by the first-year earnings of $50,372.
To calculate the break-even timeline, we can divide the median debt by the difference between the first-year earnings and the tuition cost. This results in a break-even timeline of approximately 0.6 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,772
Median Debt at Graduation
$23,250
Median Earnings (5yr)
$48,197
Graduation Rate
39%
Receive Financial Aid
40%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business/Commerce, General | $63,811 | 1374% |
| Business Administration, Management and Operations | $96,541 | 3049% |
| Law | $85,639 | 2491% |
| Public Administration | $70,346 | 1709% |
| Security Science and Technology | $73,514 | 1871% |
| Criminal Justice and Corrections | $55,376 | 943% |
| Human Services, General | $0 | N/A |
| Radio, Television, and Digital Communication | $0 | N/A |
| Psychology, General | $0 | N/A |
| Design and Applied Arts | $45,274 | 426% |
| Information Science/Studies | $45,791 | 452% |
| Psychology, Other | $0 | N/A |
| Peace Studies and Conflict Resolution | $0 | N/A |
| Health and Medical Administrative Services | $0 | N/A |
Peer Comparison
575%
20yr ROI
451%
20yr ROI
326%
20yr ROI
248%
20yr ROI
637%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.