University of the Ozarks
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$103,800
In-state tuition x 4
Earnings Premium
$2,651/yr
vs high school diploma avg
Break-Even Point
39.2 years
After graduation
20-Year ROI
-49%
Return on investment
ROI Analysis
The University of the Ozarks has a tuition cost of $25,950. One year after graduation, alumni earn a median of $30,190. Five years after graduation, earnings increase to $37,651, and after ten years, earnings reach $44,384. The median debt for graduates is $20,875, and 43.5% of students receive financial aid.
Based on the provided data, the debt-to-income ratio for graduates one year after graduation is approximately 0.69, calculated by dividing the median debt of $20,875 by the one-year earnings of $30,190. The five-year debt-to-income ratio is approximately 0.56, and the ten-year ratio is approximately 0.47.
To calculate the break-even timeline, we can divide the tuition cost by the difference between the one-year earnings and the median debt. The break-even point is approximately 3.4 years. This is calculated by dividing the tuition cost of $25,950 by the difference between the one-year earnings of $30,190 and the median debt of $20,875.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$25,950
Median Debt at Graduation
$20,875
Median Earnings (5yr)
$37,651
Graduation Rate
47%
Receive Financial Aid
44%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $103,800 | $0 | N/A |
| Public Health. | $103,800 | $0 | N/A |
| Biology, General. | $103,800 | $0 | N/A |
| Psychology, General. | $103,800 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $103,800 | $0 | N/A |
| Natural Resources Conservation and Research. | $103,800 | $0 | N/A |
| Fine and Studio Arts. | $103,800 | $0 | N/A |
| Communication and Media Studies. | $103,800 | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas. | $103,800 | $0 | N/A |
| English Language and Literature, General. | $103,800 | $0 | N/A |
| Political Science and Government. | $103,800 | $0 | N/A |
| Accounting and Related Services. | $103,800 | $0 | N/A |
Peer Comparison
-49%
20yr ROI
-10%
20yr ROI
-58%
20yr ROI
-32%
20yr ROI
-36%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.