Central Baptist College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$78,720
In-state tuition x 4
Earnings Premium
$2,681/yr
vs high school diploma avg
Break-Even Point
29.4 years
After graduation
20-Year ROI
-32%
Return on investment
ROI Analysis
Central Baptist College's in-state tuition is $19,680. One year after graduation, alumni earn a median of $39,020. Five years after graduation, earnings are $37,681, and ten years after graduation, earnings are $46,789. The median debt for graduates is $22,250, and 49.5% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to the first-year earnings, is approximately 0.57. This is calculated by dividing the median debt of $22,250 by the first-year earnings of $39,020.
Based on the provided data, the break-even point, or the time it takes to earn back the tuition cost, is less than one year. This is determined by dividing the tuition cost of $19,680 by the first-year earnings of $39,020.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$19,680
Median Debt at Graduation
$22,250
Median Earnings (5yr)
$37,681
Graduation Rate
37%
Receive Financial Aid
50%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business, Management, Marketing, and Related Support Services, Other. | $78,720 | $0 | N/A |
| Health and Physical Education/Fitness. | $78,720 | $0 | N/A |
| Bible/Biblical Studies. | $78,720 | $0 | N/A |
| Psychology, General. | $78,720 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $78,720 | $0 | N/A |
| Psychology, Other. | $78,720 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $78,720 | $0 | N/A |
| Health Services/Allied Health/Health Sciences, General. | $78,720 | $0 | N/A |
| Human Resources Management and Services. | $78,720 | $46,683 | 197% |
| Management Information Systems and Services. | $78,720 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $78,720 | $0 | N/A |
| English Language and Literature, General. | $78,720 | $0 | N/A |
Peer Comparison
-32%
20yr ROI
-36%
20yr ROI
-54%
20yr ROI
-58%
20yr ROI
-49%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.