State University of New York at Oswego
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$35,076
In-state tuition x 4
Earnings Premium
$11,358/yr
vs high school diploma avg
Break-Even Point
3.1 years
After graduation
20-Year ROI
548%
Return on investment
The Numbers
Annual Tuition (In-State)
$8,769
Median Debt at Graduation
$20,880
Median Earnings (5yr)
$46,358
Graduation Rate
62%
Receive Financial Aid
53%
Avg Aid Amount
$0
Peer Comparison
548%
20yr ROI
531%
20yr ROI
340%
20yr ROI
12%
20yr ROI
406%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.