Return on Investment Analysis

State University of New York at Oswego ROI Analysis

Q: How long does it take to break even on a State University of New York at Oswego degree?

The estimated break-even point for a degree from State University of New York at Oswego is 3.1 years after graduation, based on the earnings premium over a high school diploma.

Q: What is the total cost of attending State University of New York at Oswego?

The estimated 4-year in-state tuition cost at State University of New York at Oswego is $35,076 ($8,769 per year). 53% of students receive financial aid.

Q: What do State University of New York at Oswego graduates earn?

The median earnings for State University of New York at Oswego graduates 5 years after enrollment is $46,358. This is $11,358 above the national average for high school diploma holders.

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at State University of New York at Oswego costs about $35,076 in in-state tuition, and graduates earn a median of $46,358 five years after graduation — the investment breaks even in roughly 3.1 years (20-year ROI: 548%).

ROI Summary

Total 4-Year Cost

$35,076

In-state tuition x 4

Earnings Premium

$11,358/yr

above high school diploma avg

Break-Even Point

3.1 years

After graduation

20-Year ROI

548%

Return on investment

ROI Analysis

The one-year return on investment for SUNY Oswego students is $37,649, which is the average earnings one year after graduation, compared to the in-state tuition cost of $8,769. The five-year return on investment is $46,358, and the ten-year return is $57,566. The median debt for SUNY Oswego graduates is $20,880.

The debt-to-income ratio cannot be calculated with the provided data. However, the data indicates that 53.3% of students receive financial aid.

The break-even timeline, which is the time it takes for a graduate's cumulative earnings to surpass the total cost of education, cannot be calculated with the provided data.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$8,769

Median Debt at Graduation

$20,880

Median Earnings (5yr)

$46,358

Graduation Rate

62%

Receive Financial Aid

53%

Avg Aid Amount

N/A

Program-Level ROI

Program	4yr Cost	Median Earnings (5yr)	Est. 20yr ROI
Business Administration, Management and Operations	$35,076	$80,752	2509%
Teacher Education and Professional Development, Specific Subject Areas	$35,076	$58,463	1238%
Radio, Television, and Digital Communication	$35,076	$41,333	261%
Psychology, General	$35,076	$42,690	338%
Accounting and Related Services	$35,076	$54,362	1004%
Teacher Education and Professional Development, Specific Levels and Methods	$35,076	$51,468	839%
Criminal Justice and Corrections	$35,076	$48,144	649%
Marketing	$35,076	$51,336	831%
Biology, General	$35,076	$57,612	1189%
Finance and Financial Management Services	$35,076	$68,781	1826%
Public Relations, Advertising, and Applied Communication	$35,076	$50,322	774%
Zoology/Animal Biology	$35,076	$34,126	N/A
Film/Video and Photographic Arts	$35,076	$28,004	N/A
Mental and Social Health Services and Allied Professions	$35,076	$0	N/A
Rhetoric and Composition/Writing Studies	$35,076	$30,873	N/A
Student Counseling and Personnel Services	$35,076	$0	N/A
Design and Applied Arts	$35,076	$38,872	121%
Human Resources Management and Services	$35,076	$47,937	638%
Political Science and Government	$35,076	$50,302	773%
English Language and Literature, General	$35,076	$39,304	145%
Chemistry	$35,076	$0	N/A
Information Science/Studies	$35,076	$0	N/A
History	$35,076	$37,003	14%
Biochemistry, Biophysics and Molecular Biology	$35,076	$0	N/A

Peer Comparison

State University of New York at Oswego Current

548%

20yr ROI

The University of Texas at San Antonio

531%

20yr ROI

Southern Illinois University Edwardsville

340%

20yr ROI

Ithaca College

12%

20yr ROI

University of North Texas

406%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$35,076

Median Debt$20,880

After Aid (Estimated)

Estimated Total Aid$0

Net 4-Year Cost$35,076

Frequently Asked Questions

Is State University of New York at Oswego worth the cost?

Based on government data, State University of New York at Oswego has an estimated 20-year ROI of 548%. The total 4-year cost is $35,076 and graduates earn a median of $46,358 within 5 years.

How long does it take to break even on a State University of New York at Oswego degree?

What is the total cost of attending State University of New York at Oswego?

What do State University of New York at Oswego graduates earn?

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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