University of North Texas ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$44,656
In-state tuition x 4
Earnings Premium
$11,304/yr
above high school diploma avg
Break-Even Point
4 years
After graduation
20-Year ROI
406%
Return on investment
ROI Analysis
One year after graduation, University of North Texas graduates earn a median of $42,036, which is approximately 3.8 times the in-state tuition cost of $11,164. Five years after graduation, earnings increase to $46,304, and after ten years, graduates earn $57,010. The median debt for graduates is $19,250, and 39.1% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is 0.46. This means the median debt is 46% of the one-year earnings.
To calculate the break-even point, the tuition cost is divided by the difference between the one-year earnings and the median debt. The break-even point is approximately 0.6 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$11,164
Median Debt at Graduation
$19,250
Median Earnings (5yr)
$46,304
Graduation Rate
59%
Receive Financial Aid
39%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Multi/Interdisciplinary Studies, Other | $53,283 | 719% |
| Liberal Arts and Sciences, General Studies and Humanities | $49,781 | 562% |
| Psychology, General | $44,744 | 336% |
| Biology, General | $47,242 | 448% |
| Business Administration, Management and Operations | $96,804 | 2668% |
| Music | $59,530 | 999% |
| Library Science and Administration | $49,852 | 565% |
| Journalism | $47,700 | 469% |
| Fine and Studio Arts | $38,299 | 48% |
| Criminal Justice and Corrections | $44,301 | 317% |
| Health and Physical Education/Fitness | $50,417 | 590% |
| Educational Administration and Supervision | $82,620 | 2033% |
Peer Comparison
406%
20yr ROI
498%
20yr ROI
531%
20yr ROI
0%
20yr ROI
548%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.