Saginaw Valley State University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$48,960
In-state tuition x 4
Earnings Premium
$8,530/yr
above high school diploma avg
Break-Even Point
5.7 years
After graduation
20-Year ROI
248%
Return on investment
ROI Analysis
Saginaw Valley State University's in-state tuition costs $12,240 per year. One year after graduation, alumni earn a median salary of $47,001. Five years after graduation, the median salary is $43,530, and after ten years, it is $51,955. The median debt for graduates is $25,000, and 51.2% of students receive financial aid.
The data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline. The provided data only includes the median debt and earnings at different points after graduation.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$12,240
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$43,530
Graduation Rate
52%
Receive Financial Aid
51%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $67,509 | 1228% |
| Social Work | $47,583 | 414% |
| Rehabilitation and Therapeutic Professions | $67,630 | 1233% |
| Business Administration, Management and Operations | $70,483 | 1349% |
| Teacher Education and Professional Development, Specific Levels and Methods | $49,687 | 500% |
| Health and Physical Education/Fitness | $40,717 | 134% |
| Biology, General | $49,941 | 510% |
| Criminal Justice and Corrections | $48,310 | 444% |
| Accounting and Related Services | $62,291 | 1015% |
| Mechanical Engineering | $81,775 | 1811% |
| Psychology, General | $46,870 | 385% |
| Health/Medical Preparatory Programs | $44,414 | 285% |
Peer Comparison
248%
20yr ROI
332%
20yr ROI
344%
20yr ROI
442%
20yr ROI
332%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.