Frostburg State University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$39,992
In-state tuition x 4
Earnings Premium
$8,638/yr
above high school diploma avg
Break-Even Point
4.6 years
After graduation
20-Year ROI
332%
Return on investment
ROI Analysis
Frostburg State University's in-state tuition costs $9,998. One year after graduation, alumni earn a median of $43,388. Five years after graduation, earnings are $43,638, and ten years after graduation, earnings increase to $55,493. The median debt for graduates is $21,105, and 37.8% of students receive financial aid.
The debt-to-income ratio for graduates is approximately 0.49. This is calculated by dividing the median debt of $21,105 by the one-year earnings of $43,388.
Based on the data, the break-even point for graduates is less than one year. This is determined by dividing the tuition cost of $9,998 by the one-year earnings of $43,388.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,998
Median Debt at Graduation
$21,105
Median Earnings (5yr)
$43,638
Graduation Rate
51%
Receive Financial Aid
38%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $94,885 | 2895% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $82,068 | 2254% |
| Education, General | $49,275 | 614% |
| Psychology, General | $44,478 | 374% |
| Teacher Education and Professional Development, Specific Levels and Methods | $51,915 | 746% |
| Criminal Justice and Corrections | $59,575 | 1129% |
| Liberal Arts and Sciences, General Studies and Humanities | $47,725 | 536% |
| Communication and Media Studies | $43,079 | 304% |
| Health/Medical Preparatory Programs | $0 | N/A |
| Zoology/Animal Biology | $0 | N/A |
| Engineering, General | $0 | N/A |
| Health and Physical Education/Fitness | $0 | N/A |
Peer Comparison
332%
20yr ROI
474%
20yr ROI
417%
20yr ROI
442%
20yr ROI
405%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.