Rutgers University-New Brunswick ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$68,956
In-state tuition x 4
Earnings Premium
$26,263/yr
above high school diploma avg
Break-Even Point
2.6 years
After graduation
20-Year ROI
662%
Return on investment
ROI Analysis
The annual in-state tuition at Rutgers University-New Brunswick is $17,239. One year after graduation, the median earnings are $52,303. Five years after graduation, earnings increase to $61,263, and ten years after, they reach $74,479. The median debt for students is $21,500, and 36.8% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.41. This is calculated by dividing the median debt of $21,500 by the one-year earnings of $52,303.
To calculate the break-even timeline, the median debt of $21,500 is divided by the difference between the one-year earnings and the tuition cost. This difference is $35,064. The break-even timeline is approximately 0.61 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$17,239
Median Debt at Graduation
$21,500
Median Earnings (5yr)
$61,263
Graduation Rate
85%
Receive Financial Aid
37%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Social Work | $58,786 | 590% |
| Biology, General | $68,864 | 882% |
| Computer and Information Sciences, General | $114,399 | 2203% |
| Human Resources Management and Services | $81,070 | 1236% |
| Psychology, General | $76,924 | 1116% |
| Public Health | $77,571 | 1135% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $135,095 | 2803% |
| Information Science/Studies | $81,920 | 1261% |
| Health and Physical Education/Fitness | $59,290 | 605% |
| Economics | $78,565 | 1164% |
| Medicine | $85,743 | 1372% |
| Electrical, Electronics and Communications Engineering | $119,602 | 2354% |
Peer Comparison
662%
20yr ROI
669%
20yr ROI
692%
20yr ROI
1072%
20yr ROI
1349%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.