Rutgers University-Newark ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$66,344
In-state tuition x 4
Earnings Premium
$26,263/yr
above high school diploma avg
Break-Even Point
2.5 years
After graduation
20-Year ROI
692%
Return on investment
ROI Analysis
The average in-state tuition at Rutgers University-Newark is $16,586. One year after graduation, alumni earn an average of $52,303. Five years after graduation, earnings increase to $61,263, and after ten years, earnings average $74,479. The median debt for students is $21,500, and 30.9% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.41 for the first-year earnings. The ratio is calculated by dividing the median debt of $21,500 by the first-year earnings of $52,303.
To calculate the break-even timeline, we can divide the median debt by the difference between the first-year earnings and the tuition cost. The break-even point is approximately 0.6 years. This is calculated by dividing the median debt of $21,500 by the difference between the first-year earnings of $52,303 and the tuition cost of $16,586.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$16,586
Median Debt at Graduation
$21,500
Median Earnings (5yr)
$61,263
Graduation Rate
67%
Receive Financial Aid
31%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $139,453 | 3049% |
| Accounting and Related Services | $89,485 | 1542% |
| Finance and Financial Management Services | $86,111 | 1441% |
| Computer and Information Sciences, General | $114,399 | 2294% |
| Psychology, General | $76,924 | 1164% |
| Criminal Justice and Corrections | $51,267 | 390% |
| Law | $0 | N/A |
| Management Sciences and Quantitative Methods | $0 | N/A |
| Biology, General | $68,864 | 921% |
| Public Administration | $63,529 | 760% |
| Social Work | $58,786 | 617% |
| Public Administration and Social Service Professions, Other | $54,353 | 483% |
Peer Comparison
692%
20yr ROI
669%
20yr ROI
662%
20yr ROI
1072%
20yr ROI
1349%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.