Northern State University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$35,380
In-state tuition x 4
Earnings Premium
$6,536/yr
above high school diploma avg
Break-Even Point
5.4 years
After graduation
20-Year ROI
269%
Return on investment
ROI Analysis
The average in-state tuition at Northern State University is $8,845. One year after graduation, alumni earn an average of $42,847. Five years after graduation, earnings are $41,536, and after ten years, earnings increase to $47,618. The median debt for graduates is $22,320, and 23.3% of students receive financial aid.
Based on the provided data, a graduate's earnings in the first year are approximately five times the cost of tuition. The debt-to-income ratio, calculated by dividing the median debt by the first-year earnings, is roughly 0.52.
To calculate the break-even point, we can divide the median debt by the difference between the first-year earnings and the tuition cost. This calculation suggests a break-even timeline of approximately 0.6 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,845
Median Debt at Graduation
$22,320
Median Earnings (5yr)
$41,536
Graduation Rate
52%
Receive Financial Aid
23%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $48,645 | 671% |
| Health and Physical Education/Fitness | $42,292 | 312% |
| Biology, General | $55,785 | 1075% |
| Teacher Education and Professional Development, Specific Levels and Methods | $44,102 | 415% |
| Teacher Education and Professional Development, Specific Subject Areas | $0 | N/A |
| Curriculum and Instruction | $48,667 | 673% |
| Finance and Financial Management Services | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities | $0 | N/A |
| Marketing | $0 | N/A |
| Student Counseling and Personnel Services | $50,278 | 764% |
| Special Education and Teaching | $0 | N/A |
| Psychology, General | $50,634 | 784% |
Peer Comparison
269%
20yr ROI
238%
20yr ROI
554%
20yr ROI
334%
20yr ROI
291%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.