Indiana University-South Bend ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$32,716
In-state tuition x 4
Earnings Premium
$6,388/yr
above high school diploma avg
Break-Even Point
5.1 years
After graduation
20-Year ROI
291%
Return on investment
ROI Analysis
Indiana University-South Bend's in-state tuition is $8,179. One year after graduation, the median earnings are $43,533. Five years after graduation, earnings are $41,388, and ten years after graduation, earnings are $44,947. The median debt for students is $21,355, and 36.5% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year post-graduation earnings, is approximately 0.49. This indicates that the median debt is about half of the graduates' annual income one year after graduation.
To calculate the break-even point, we can divide the median debt by the difference between the one-year post-graduation earnings and the tuition cost. This results in a break-even timeline of approximately 0.6 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,179
Median Debt at Graduation
$21,355
Median Earnings (5yr)
$41,388
Graduation Rate
36%
Receive Financial Aid
37%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business/Commerce, General | $80,359 | 2673% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $99,855 | 3865% |
| Liberal Arts and Sciences, General Studies and Humanities | $38,006 | 84% |
| Health Services/Allied Health/Health Sciences, General | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $41,995 | 328% |
| Social Work | $53,104 | 1007% |
| Criminal Justice and Corrections | $40,174 | 216% |
| Biology, General | $42,485 | 358% |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $0 | N/A |
| Psychology, General | $44,088 | 456% |
| Teacher Education and Professional Development, Specific Subject Areas | $43,954 | 447% |
| Communication and Media Studies | $39,176 | 155% |
Peer Comparison
291%
20yr ROI
334%
20yr ROI
282%
20yr ROI
178%
20yr ROI
-11%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.