University of Central Missouri ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$38,956
In-state tuition x 4
Earnings Premium
$6,593/yr
above high school diploma avg
Break-Even Point
5.9 years
After graduation
20-Year ROI
238%
Return on investment
ROI Analysis
The University of Central Missouri's in-state tuition is $9,739. One year after graduation, alumni earn $41,386, which is more than four times the cost of tuition. Five years after graduation, earnings are $41,593, and ten years after graduation, earnings increase to $49,560. The median debt for students is $21,000.
The debt-to-income ratio is calculated by dividing the median debt by the one-year earnings. For University of Central Missouri graduates, this ratio is approximately 0.51. This indicates that the median debt is about half of the graduates' annual earnings one year after graduation.
To calculate the break-even timeline, divide the median debt by the difference between the one-year earnings and the tuition cost. For University of Central Missouri graduates, this calculation is approximately 0.6 years. This suggests that graduates could potentially pay off their debt within a year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,739
Median Debt at Graduation
$21,000
Median Earnings (5yr)
$41,593
Graduation Rate
51%
Receive Financial Aid
36%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods | $43,708 | 347% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $108,350 | 3666% |
| Criminal Justice and Corrections | $47,756 | 555% |
| Industrial Production Technologies/Technicians | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas | $40,753 | 195% |
| Business Administration, Management and Operations | $66,434 | 1514% |
| Liberal Arts and Sciences, General Studies and Humanities | $42,749 | 298% |
| Health and Physical Education/Fitness | $52,162 | 781% |
| Computer and Information Sciences, General | $66,409 | 1513% |
| Biology, General | $43,817 | 353% |
| Marketing | $59,317 | 1148% |
| Education, Other | $0 | N/A |
Peer Comparison
238%
20yr ROI
554%
20yr ROI
269%
20yr ROI
229%
20yr ROI
328%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.