analytics Return on Investment Analysis

Utica University

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$97,232

In-state tuition x 4

Earnings Premium

$22,422/yr

vs high school diploma avg

Break-Even Point

4.3 years

After graduation

20-Year ROI

361%

Return on investment

insights

ROI Analysis

Utica University's in-state tuition costs $24,308. One year after graduation, the median earnings are $63,514. Five years after graduation, the median earnings are $57,422. Ten years after graduation, the median earnings are $63,277. The median debt for students is $22,500, and 66.3% of students receive financial aid.

The debt-to-income ratio is calculated by dividing the median debt by the median earnings one year after graduation. Based on the provided data, the debt-to-income ratio is approximately 0.35. The break-even timeline, or the time it takes for earnings to surpass the cost of tuition, is less than one year.

Generated from College Scorecard & IPEDS data

The Numbers

payments

Annual Tuition (In-State)

$24,308

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Median Debt at Graduation

$22,500

savings

Median Earnings (5yr)

$57,422

school

Graduation Rate

57%

volunteer_activism

Receive Financial Aid

66%

redeem

Avg Aid Amount

$0

Program-Level ROI

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$97,232
Median Debt$22,500

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$97,232

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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