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Return on Investment Analysis

University of Southern Maine ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at University of Southern Maine costs about $43,680 in in-state tuition, and graduates earn a median of $47,107 five years after graduation — the investment breaks even in roughly 3.6 years (20-year ROI: 454%).

ROI Summary

Total 4-Year Cost

$43,680

In-state tuition x 4

Earnings Premium

$12,107/yr

above high school diploma avg

Break-Even Point

3.6 years

After graduation

20-Year ROI

454%

Return on investment

ROI Analysis

The University of Southern Maine has an acceptance rate of 79.3% and a graduation rate of 44.2%. The retention rate is 75.6%. The in-state tuition is $10,920. One year after graduation, the median earnings are $47,251. Five years after graduation, the median earnings are $47,107. Ten years after graduation, the median earnings are $49,958.

The median debt for students is $19,060. 34.1% of students receive financial aid. The debt-to-income ratio is approximately 0.40, based on the one-year earnings.

Based on the one-year earnings, the break-even point for tuition is less than one year.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$10,920

Median Debt at Graduation

$19,060

Median Earnings (5yr)

$47,107

Graduation Rate

44%

Receive Financial Aid

34%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Business Administration, Management and Operations $43,680 $80,168 1968%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $43,680 $116,827 3647%
Teacher Education and Professional Development, Specific Levels and Methods $43,680 $51,366 649%
Law $43,680 $69,705 1489%
Social Work $43,680 $49,974 586%
Allied Health Diagnostic, Intervention, and Treatment Professions $43,680 $47,324 464%
Social Sciences, Other $43,680 $36,300 -40%
Communication and Media Studies $43,680 $43,007 267%
Psychology, General $43,680 $36,601 -27%
Biology, General $43,680 $55,424 835%
Rehabilitation and Therapeutic Professions $43,680 $56,680 893%
Rhetoric and Composition/Writing Studies $43,680 $0 N/A
Accounting and Related Services $43,680 $57,999 953%
Public Policy Analysis $43,680 $63,100 1187%
Student Counseling and Personnel Services $43,680 $44,512 336%
Political Science and Government $43,680 $48,192 504%
Marketing $43,680 $51,073 636%
Finance and Financial Management Services $43,680 $0 N/A
Criminology $43,680 $56,423 881%
History $43,680 $36,574 -28%
English Language and Literature, General $43,680 $41,643 204%
Natural Resources Conservation and Research $43,680 $0 N/A
Teacher Education and Professional Development, Specific Subject Areas $43,680 $0 N/A
Linguistic, Comparative, and Related Language Studies and Services $43,680 $0 N/A

Peer Comparison

University of Southern Maine Current

454%

20yr ROI

Nevada State University

849%

20yr ROI

University of Central Florida

853%

20yr ROI

Lamar University

595%

20yr ROI

Virginia Commonwealth University

269%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$43,680
Median Debt$19,060

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$43,680

Frequently Asked Questions

Based on government data, University of Southern Maine has an estimated 20-year ROI of 454%. The total 4-year cost is $43,680 and graduates earn a median of $47,107 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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