Return on Investment Analysis

University of Central Florida ROI Analysis

Q: How long does it take to break even on a University of Central Florida degree?

The estimated break-even point for a degree from University of Central Florida is 2.1 years after graduation, based on the earnings premium over a high school diploma.

Q: What is the total cost of attending University of Central Florida?

The estimated 4-year in-state tuition cost at University of Central Florida is $25,472 ($6,368 per year). 24% of students receive financial aid.

Q: What do University of Central Florida graduates earn?

The median earnings for University of Central Florida graduates 5 years after enrollment is $47,137. This is $12,137 above the national average for high school diploma holders.

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at University of Central Florida costs about $25,472 in in-state tuition, and graduates earn a median of $47,137 five years after graduation — the investment breaks even in roughly 2.1 years (20-year ROI: 853%).

ROI Summary

Total 4-Year Cost

$25,472

In-state tuition x 4

Earnings Premium

$12,137/yr

above high school diploma avg

Break-Even Point

2.1 years

After graduation

20-Year ROI

853%

Return on investment

ROI Analysis

The University of Central Florida has a strong return on investment. The median debt for graduates is $18,190. One year after graduation, the median earnings are $41,960, which is more than double the in-state tuition cost of $6,368. Five years after graduation, earnings increase to $47,137, and ten years after graduation, earnings reach $58,308.

The debt-to-income ratio is favorable for graduates. With a median debt of $18,190 and earnings of $41,960 one year after graduation, the debt-to-income ratio is approximately 0.43. This indicates that graduates are likely able to manage their debt effectively.

Given the earnings data and the median debt, the break-even timeline is relatively short. With earnings exceeding the total debt within the first year after graduation, the break-even point is achieved quickly.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$6,368

Median Debt at Graduation

$18,190

Median Earnings (5yr)

$47,137

Graduation Rate

75%

Receive Financial Aid

24%

Avg Aid Amount

N/A

Program-Level ROI

Program	4yr Cost	Median Earnings (5yr)	Est. 20yr ROI
Psychology, General	$25,472	$37,946	131%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	$25,472	$112,560	5990%
Health Services/Allied Health/Health Sciences, General	$25,472	$72,650	2856%
Multi-/Interdisciplinary Studies, General	$25,472	$42,841	516%
Biology, General	$25,472	$37,529	99%
Business/Commerce, General	$25,472	$94,617	4581%
Hospitality Administration/Management	$25,472	$37,580	103%
Computer and Information Sciences, General	$25,472	$78,429	3310%
Criminal Justice and Corrections	$25,472	$46,518	804%
Teacher Education and Professional Development, Specific Subject Areas	$25,472	$53,998	1392%
Teacher Education and Professional Development, Specific Levels and Methods	$25,472	$45,627	734%
Mechanical Engineering	$25,472	$82,542	3633%
Health and Medical Administrative Services	$25,472	$75,693	3095%
Communication and Media Studies	$25,472	$38,915	207%
Finance and Financial Management Services	$25,472	$66,928	2407%
Liberal Arts and Sciences, General Studies and Humanities	$25,472	$47,044	846%
Visual and Performing Arts, General	$25,472	$41,124	381%
Political Science and Government	$25,472	$46,447	799%
Communication Disorders Sciences and Services	$25,472	$67,595	2459%
English Language and Literature, General	$25,472	$38,627	185%
Social Work	$25,472	$47,930	915%
Accounting and Related Services	$25,472	$79,125	3365%
Business Administration, Management and Operations	$25,472	$55,831	1536%
Fine and Studio Arts	$25,472	$39,134	225%

Peer Comparison

University of Central Florida Current

853%

20yr ROI

Virginia Commonwealth University

269%

20yr ROI

SUNY Brockport

601%

20yr ROI

University of Southern Maine

454%

20yr ROI

Indiana University-Indianapolis

482%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$25,472

Median Debt$18,190

After Aid (Estimated)

Estimated Total Aid$0

Net 4-Year Cost$25,472

Frequently Asked Questions

Is University of Central Florida worth the cost?

Based on government data, University of Central Florida has an estimated 20-year ROI of 853%. The total 4-year cost is $25,472 and graduates earn a median of $47,137 within 5 years.

How long does it take to break even on a University of Central Florida degree?

What is the total cost of attending University of Central Florida?

What do University of Central Florida graduates earn?

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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