University of Southern Indiana ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$40,544
In-state tuition x 4
Earnings Premium
$7,323/yr
above high school diploma avg
Break-Even Point
5.5 years
After graduation
20-Year ROI
261%
Return on investment
ROI Analysis
The University of Southern Indiana has a high acceptance rate of 94.7%, but a lower graduation rate of 51.5%. The retention rate is 69.5%. The in-state tuition is $10,136. The median debt for students is $20,105, and 28.8% of students receive financial aid.
Graduates' earnings one year after graduation are $44,857. Five years after graduation, earnings are $42,323, and ten years after graduation, earnings are $47,605.
Based on the provided data, a basic debt-to-income ratio can be calculated. With a median debt of $20,105 and earnings of $44,857 one year after graduation, the debt-to-income ratio is approximately 45%.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,136
Median Debt at Graduation
$20,105
Median Earnings (5yr)
$42,323
Graduation Rate
52%
Receive Financial Aid
29%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $79,912 | 2115% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $64,054 | 1333% |
| Health and Medical Administrative Services | $40,118 | 152% |
| Teacher Education and Professional Development, Specific Levels and Methods | $39,232 | 109% |
| Psychology, General | $35,434 | -79% |
| Health and Physical Education/Fitness | $46,368 | 461% |
| Accounting and Related Services | $59,293 | 1098% |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $57,240 | 997% |
| Finance and Financial Management Services | $57,157 | 993% |
| Social Work | $41,077 | 200% |
| Fine and Studio Arts | $37,069 | 2% |
| Mental and Social Health Services and Allied Professions | $46,580 | 471% |
Peer Comparison
261%
20yr ROI
383%
20yr ROI
346%
20yr ROI
220%
20yr ROI
184%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.