Indiana University of Pennsylvania-Main Campus
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$45,520
In-state tuition x 4
Earnings Premium
$7,278/yr
vs high school diploma avg
Break-Even Point
6.3 years
After graduation
20-Year ROI
220%
Return on investment
ROI Analysis
One year after graduation, the median earnings for Indiana University of Pennsylvania-Main Campus students are $40,364. This is more than three times the in-state tuition cost of $11,380. Five years after graduation, median earnings increase to $42,278, and ten years after graduation, median earnings reach $51,019. The median debt for graduates is $26,798, and 65.5% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the first-year earnings, is approximately 0.66. This suggests that the median debt is about two-thirds of the first-year earnings.
Based on the provided data, a simple break-even calculation, dividing the median debt by the difference between the first-year earnings and the tuition cost, suggests a break-even timeline of approximately 1.1 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$11,380
Median Debt at Graduation
$26,798
Median Earnings (5yr)
$42,278
Graduation Rate
52%
Receive Financial Aid
66%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $45,520 | $75,230 | 1668% |
| Criminology. | $45,520 | $46,880 | 422% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $45,520 | $67,456 | 1326% |
| Business Administration, Management and Operations. | $45,520 | $52,040 | 649% |
| Culinary Arts and Related Services. | $45,520 | $0 | N/A |
| Health and Physical Education/Fitness. | $45,520 | $43,092 | 256% |
| Marketing. | $45,520 | $53,077 | 694% |
| Communication and Media Studies. | $45,520 | $40,870 | 158% |
| Psychology, General. | $45,520 | $39,704 | 107% |
| Special Education and Teaching. | $45,520 | $44,386 | 312% |
| Biology, General. | $45,520 | $45,870 | 378% |
| Human Resources Management and Services. | $45,520 | $60,609 | 1025% |
Peer Comparison
220%
20yr ROI
184%
20yr ROI
346%
20yr ROI
383%
20yr ROI
417%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.