analytics Return on Investment Analysis

University of San Francisco

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$232,888

In-state tuition x 4

Earnings Premium

$34,951/yr

vs high school diploma avg

Break-Even Point

6.7 years

After graduation

20-Year ROI

200%

Return on investment

insights

ROI Analysis

The University of San Francisco has a high tuition cost of $58,222. One year after graduation, the median earnings are $59,470. Five years after graduation, earnings increase to $69,951, and ten years after graduation, earnings are $89,812. The median debt for students is $23,000, and 47.3% of students receive financial aid.

The debt-to-income ratio can be calculated using the median debt and the one-year earnings. The debt-to-income ratio is 0.39. This is calculated by dividing the median debt of $23,000 by the one-year earnings of $59,470.

The break-even timeline can be estimated by comparing the tuition cost to the increase in earnings over time. The tuition cost is $58,222. The difference between the one-year earnings and the ten-year earnings is $30,342. This is calculated by subtracting the one-year earnings of $59,470 from the ten-year earnings of $89,812.

Generated from College Scorecard & IPEDS data

The Numbers

payments

Annual Tuition (In-State)

$58,222

credit_card

Median Debt at Graduation

$23,000

savings

Median Earnings (5yr)

$69,951

school

Graduation Rate

73%

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Receive Financial Aid

47%

redeem

Avg Aid Amount

$0

Program-Level ROI

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$232,888
Median Debt$23,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$232,888

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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