College of the Holy Cross
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$243,400
In-state tuition x 4
Earnings Premium
$34,984/yr
vs high school diploma avg
Break-Even Point
7 years
After graduation
20-Year ROI
187%
Return on investment
ROI Analysis
The College of the Holy Cross has a high tuition cost of $60,850. One year after graduation, alumni earn $48,020, increasing to $69,984 after five years, and $90,543 after ten years. The median debt for graduates is $27,000, and 40.2% of students receive financial aid.
The data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline. The provided earnings data show a positive trend over time, but the initial earnings are lower than the annual tuition cost.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$60,850
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$69,984
Graduation Rate
90%
Receive Financial Aid
40%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Economics. | $243,400 | $96,461 | 405% |
| Political Science and Government. | $243,400 | $68,772 | 178% |
| Psychology, General. | $243,400 | $56,085 | 73% |
| English Language and Literature, General. | $243,400 | $69,556 | 184% |
| Biology, General. | $243,400 | $67,624 | 168% |
| Romance Languages, Literatures, and Linguistics. | $243,400 | $64,858 | 145% |
| Mathematics. | $243,400 | $87,210 | 329% |
| Chemistry. | $243,400 | $61,540 | 118% |
| History. | $243,400 | $65,505 | 151% |
| International/Global Studies. | $243,400 | $0 | N/A |
| Sociology. | $243,400 | $57,078 | 81% |
| Accounting and Related Services. | $243,400 | $0 | N/A |
Peer Comparison
187%
20yr ROI
200%
20yr ROI
1983%
20yr ROI
0%
20yr ROI
182%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.