University of Saint Mary ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$135,560
In-state tuition x 4
Earnings Premium
$19,827/yr
above high school diploma avg
Break-Even Point
6.8 years
After graduation
20-Year ROI
193%
Return on investment
ROI Analysis
The University of Saint Mary has a high tuition cost of $33,890 per year. One year after graduation, alumni earn a median of $47,413. Five years after graduation, earnings increase to $54,827, and ten years after graduation, earnings reach $59,483. The median debt for graduates is $22,018.
With a median debt of $22,018 and a starting salary of $47,413, the debt-to-income ratio is approximately 0.47. This indicates that the debt is less than half of the annual income one year after graduation.
Given the tuition cost and the starting salary, it would take less than one year for a graduate to earn an amount equal to their tuition cost. The university has a low graduation rate of 41.5% and a retention rate of 64.3%.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$33,890
Median Debt at Graduation
$22,018
Median Earnings (5yr)
$54,827
Graduation Rate
42%
Receive Financial Aid
74%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $80,943 | 578% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $73,836 | 473% |
| Rehabilitation and Therapeutic Professions | $72,733 | 457% |
| Psychology, General | $31,941 | N/A |
| Clinical, Counseling and Applied Psychology | $0 | N/A |
| Biology, General | $60,442 | 275% |
| Health and Physical Education/Fitness | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $37,696 | -60% |
| Criminology | $0 | N/A |
| Health and Medical Administrative Services | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $0 | N/A |
| Accounting and Related Services | $0 | N/A |
Peer Comparison
193%
20yr ROI
169%
20yr ROI
127%
20yr ROI
103%
20yr ROI
105%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.