Xavier University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$192,500
In-state tuition x 4
Earnings Premium
$19,758/yr
vs high school diploma avg
Break-Even Point
9.7 years
After graduation
20-Year ROI
105%
Return on investment
ROI Analysis
Xavier University's in-state tuition is $48,125. One year after graduation, alumni earn a median of $56,371. Five years after graduation, earnings are $54,758, and ten years after graduation, earnings increase to $64,873. The median debt for graduates is $23,250, and 49.3% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year post-graduation earnings, is approximately 0.41. This suggests that the median debt is about 41% of the first-year earnings.
To calculate the break-even point, we can estimate the time it takes for the additional earnings from attending Xavier to offset the cost of tuition. The difference between the one-year post-graduation earnings and the in-state tuition is $8,246. This does not account for living expenses or other costs.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$48,125
Median Debt at Graduation
$23,250
Median Earnings (5yr)
$54,758
Graduation Rate
72%
Receive Financial Aid
49%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $192,500 | $62,587 | 187% |
| Business/Commerce, General. | $192,500 | $0 | N/A |
| Marketing. | $192,500 | $61,629 | 177% |
| Liberal Arts and Sciences, General Studies and Humanities. | $192,500 | $58,310 | 142% |
| Finance and Financial Management Services. | $192,500 | $72,602 | 291% |
| Biology, General. | $192,500 | $50,643 | 63% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $192,500 | $52,470 | 82% |
| Political Science and Government. | $192,500 | $55,109 | 109% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $192,500 | $83,546 | 404% |
| Health and Physical Education/Fitness. | $192,500 | $47,258 | 27% |
| Psychology, General. | $192,500 | $41,856 | -29% |
| Accounting and Related Services. | $192,500 | $72,363 | 288% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.