University of Northern Iowa
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$38,912
In-state tuition x 4
Earnings Premium
$12,222/yr
vs high school diploma avg
Break-Even Point
3.2 years
After graduation
20-Year ROI
528%
Return on investment
ROI Analysis
The University of Northern Iowa's in-state tuition is $9,728. One year after graduation, alumni earn a median of $43,293. Five years after graduation, the median earnings increase to $47,222, and after ten years, the median earnings are $55,177. The median debt for graduates is $19,691.
The data does not provide enough information to calculate the debt-to-income ratio or the break-even timeline. The data does not include the cost of living expenses, nor does it include the interest rate on the student loans.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,728
Median Debt at Graduation
$19,691
Median Earnings (5yr)
$47,222
Graduation Rate
66%
Receive Financial Aid
44%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods. | $38,912 | $42,919 | 307% |
| Business Administration, Management and Operations. | $38,912 | $61,468 | 1260% |
| Teacher Education and Professional Development, Specific Subject Areas. | $38,912 | $43,846 | 355% |
| Finance and Financial Management Services. | $38,912 | $62,693 | 1323% |
| Psychology, General. | $38,912 | $43,640 | 344% |
| Marketing. | $38,912 | $58,874 | 1127% |
| Biology, General. | $38,912 | $49,536 | 647% |
| Accounting and Related Services. | $38,912 | $71,359 | 1769% |
| Liberal Arts and Sciences, General Studies and Humanities. | $38,912 | $35,027 | -99% |
| Social Work. | $38,912 | $41,868 | 253% |
| Health and Physical Education/Fitness. | $38,912 | $44,149 | 370% |
| Industrial Production Technologies/Technicians. | $38,912 | $77,548 | 2087% |
Peer Comparison
528%
20yr ROI
504%
20yr ROI
364%
20yr ROI
482%
20yr ROI
601%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.