University of Northern Colorado
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$48,040
In-state tuition x 4
Earnings Premium
$8,756/yr
vs high school diploma avg
Break-Even Point
5.5 years
After graduation
20-Year ROI
265%
Return on investment
ROI Analysis
The University of Northern Colorado has an acceptance rate of 86.4% and a graduation rate of 51.6%. The average in-state tuition is $12,010. One year after graduation, alumni earn a median of $41,691. Five years after graduation, earnings increase to $43,756, and ten years after graduation, earnings reach $52,231.
The median debt for students is $20,470, and 39.7% of students receive financial aid. The debt-to-income ratio, comparing the median debt to the one-year post-graduation earnings, is approximately 0.49.
Based on the provided data, the break-even point, calculated by dividing the median debt by the difference between the one-year earnings and the tuition cost, is approximately 0.7 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$12,010
Median Debt at Graduation
$20,470
Median Earnings (5yr)
$43,756
Graduation Rate
52%
Receive Financial Aid
40%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $48,040 | $60,368 | 956% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $48,040 | $37,357 | -2% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $48,040 | $66,000 | 1191% |
| Psychology, General. | $48,040 | $40,282 | 120% |
| Educational Administration and Supervision. | $48,040 | $56,329 | 788% |
| Special Education and Teaching. | $48,040 | $52,843 | 643% |
| Health and Physical Education/Fitness. | $48,040 | $43,512 | 254% |
| Criminal Justice and Corrections. | $48,040 | $49,725 | 513% |
| Education, General. | $48,040 | $46,916 | 396% |
| Health Services/Allied Health/Health Sciences, General. | $48,040 | $43,800 | 266% |
| Biology, General. | $48,040 | $41,539 | 172% |
| Clinical, Counseling and Applied Psychology. | $48,040 | $52,702 | 637% |
Peer Comparison
265%
20yr ROI
334%
20yr ROI
405%
20yr ROI
449%
20yr ROI
255%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.