University of New Mexico-Main Campus
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$32,460
In-state tuition x 4
Earnings Premium
$2,150/yr
vs high school diploma avg
Break-Even Point
15.1 years
After graduation
20-Year ROI
32%
Return on investment
ROI Analysis
The University of New Mexico-Main Campus has an acceptance rate of 95.5% and a graduation rate of 52.1%. The average in-state tuition is $8,115. One year after graduation, the average earnings are $42,863. Five years after graduation, the average earnings are $37,150, and ten years after graduation, the average earnings are $44,792.
The median debt for students is $18,450, and 42.9% of students receive financial aid. The one-year earnings are more than five times the cost of tuition. The debt-to-income ratio cannot be calculated with the available data.
The break-even timeline, or the time it takes for earnings to surpass the debt, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,115
Median Debt at Graduation
$18,450
Median Earnings (5yr)
$37,150
Graduation Rate
52%
Receive Financial Aid
43%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $32,460 | $55,162 | 1142% |
| Psychology, General. | $32,460 | $38,925 | 142% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $32,460 | $79,642 | 2651% |
| Biology, General. | $32,460 | $42,040 | 334% |
| Liberal Arts and Sciences, General Studies and Humanities. | $32,460 | $39,130 | 154% |
| Business Administration, Management and Operations. | $32,460 | $77,094 | 2494% |
| Law. | $32,460 | $0 | N/A |
| Rhetoric and Composition/Writing Studies. | $32,460 | $44,399 | 479% |
| Political Science and Government. | $32,460 | $47,000 | 639% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $32,460 | $41,244 | 285% |
| Criminal Justice and Corrections. | $32,460 | $42,615 | 369% |
| Romance Languages, Literatures, and Linguistics. | $32,460 | $45,995 | 577% |
Peer Comparison
32%
20yr ROI
8%
20yr ROI
198%
20yr ROI
27%
20yr ROI
-4%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.