University of Minnesota-Morris
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$57,152
In-state tuition x 4
Earnings Premium
$8,163/yr
vs high school diploma avg
Break-Even Point
7 years
After graduation
20-Year ROI
186%
Return on investment
ROI Analysis
The University of Minnesota-Morris has a relatively strong return on investment. One year after graduation, alumni earn $38,659, which is more than double the in-state tuition cost of $14,288. Five years after graduation, earnings increase to $43,163, and after ten years, earnings reach $50,919. The median debt for graduates is $18,995.
The debt-to-income ratio is favorable. The median debt of $18,995 is less than half of the one-year post-graduation earnings of $38,659. This suggests graduates can likely manage their debt payments without significant financial strain.
Given the earnings data and tuition cost, the break-even timeline is short. The initial investment in tuition is recouped within the first year of employment. The positive difference between earnings and tuition cost continues to grow over time, indicating a solid financial return for graduates.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$14,288
Median Debt at Graduation
$18,995
Median Earnings (5yr)
$43,163
Graduation Rate
60%
Receive Financial Aid
39%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Biology, General. | $57,152 | $43,278 | 190% |
| Psychology, General. | $57,152 | $42,522 | 163% |
| Natural Resources Conservation and Research. | $57,152 | $0 | N/A |
| English Language and Literature, General. | $57,152 | $42,466 | 161% |
| Business Administration, Management and Operations. | $57,152 | $58,889 | 736% |
| Economics. | $57,152 | $53,188 | 536% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $57,152 | $41,789 | 138% |
| Fine and Studio Arts. | $57,152 | $0 | N/A |
| Statistics. | $57,152 | $0 | N/A |
| Political Science and Government. | $57,152 | $0 | N/A |
| History. | $57,152 | $0 | N/A |
| Anthropology. | $57,152 | $0 | N/A |
Peer Comparison
186%
20yr ROI
307%
20yr ROI
431%
20yr ROI
163%
20yr ROI
284%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.