California State University-San Bernardino ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$30,700
In-state tuition x 4
Earnings Premium
$8,149/yr
above high school diploma avg
Break-Even Point
3.8 years
After graduation
20-Year ROI
431%
Return on investment
ROI Analysis
The average in-state tuition at California State University-San Bernardino is $7,675. One year after graduation, the average earnings are $34,196, increasing to $43,149 after five years, and $59,977 after ten years. The median debt for students is $14,715.
Based on the provided data, the debt-to-income ratio for a graduate one year after graduation is approximately 43%. This is calculated by dividing the median debt of $14,715 by the one-year earnings of $34,196.
The break-even point, or the time it takes for a graduate to earn enough to cover the cost of tuition, is less than one year. This is determined by dividing the tuition cost of $7,675 by the one-year earnings of $34,196.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$7,675
Median Debt at Graduation
$14,715
Median Earnings (5yr)
$43,149
Graduation Rate
55%
Receive Financial Aid
23%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $79,980 | 2830% |
| Psychology, General | $39,629 | 202% |
| Liberal Arts and Sciences, General Studies and Humanities | $47,796 | 734% |
| Criminal Justice and Corrections | $48,034 | 749% |
| Sociology | $41,511 | 324% |
| Health and Physical Education/Fitness | $45,836 | 606% |
| Communication and Media Studies | $39,543 | 196% |
| Computer and Information Sciences, General | $68,354 | 2073% |
| Biology, General | $46,258 | 633% |
| Health Services/Allied Health/Health Sciences, General | $47,979 | 746% |
| Social Work | $68,797 | 2102% |
| English Language and Literature, General | $35,904 | -41% |
Peer Comparison
431%
20yr ROI
163%
20yr ROI
284%
20yr ROI
307%
20yr ROI
10%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.