California State University-San Bernardino
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$30,700
In-state tuition x 4
Earnings Premium
$8,149/yr
vs high school diploma avg
Break-Even Point
3.8 years
After graduation
20-Year ROI
431%
Return on investment
ROI Analysis
The annual tuition cost at California State University-San Bernardino is $7,675. One year after graduation, alumni earn a median salary of $34,196. Five years after graduation, the median salary increases to $43,149, and after ten years, the median salary is $59,977. The median debt for students is $14,715.
The debt-to-income ratio, calculated by dividing the median debt by the one-year post-graduation salary, is approximately 0.43. This indicates that the median debt is about 43% of the median one-year salary.
Based on the provided data, the break-even point, or the time it takes for the additional earnings from a degree to offset the cost of tuition, cannot be accurately calculated. This is because the data does not include the cost of living expenses, nor does it include the earnings of those without a degree.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$7,675
Median Debt at Graduation
$14,715
Median Earnings (5yr)
$43,149
Graduation Rate
55%
Receive Financial Aid
23%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $30,700 | $48,198 | 760% |
| Psychology, General. | $30,700 | $39,629 | 202% |
| Liberal Arts and Sciences, General Studies and Humanities. | $30,700 | $47,796 | 734% |
| Sociology. | $30,700 | $41,511 | 324% |
| Criminal Justice and Corrections. | $30,700 | $48,034 | 749% |
| Health and Physical Education/Fitness. | $30,700 | $45,836 | 606% |
| Communication and Media Studies. | $30,700 | $39,543 | 196% |
| Business Administration, Management and Operations. | $30,700 | $79,980 | 2830% |
| Computer and Information Sciences, General. | $30,700 | $68,354 | 2073% |
| Health Services/Allied Health/Health Sciences, General. | $30,700 | $47,979 | 746% |
| Biology, General. | $30,700 | $46,258 | 633% |
| English Language and Literature, General. | $30,700 | $35,904 | -41% |
Peer Comparison
431%
20yr ROI
163%
20yr ROI
284%
20yr ROI
307%
20yr ROI
10%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.