University of Maryland Baltimore ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$0
In-state tuition x 4
Earnings Premium
$47,754/yr
above high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
N/A
Return on investment
ROI Analysis
The University of Maryland Baltimore has a high return on investment. The in-state tuition is $0. One year after graduation, the median earnings are $79,467. Five years after graduation, earnings increase to $82,754, and ten years after graduation, earnings are $88,174.
The median debt for graduates is $15,000. With a median debt of $15,000 and a starting salary of $79,467, the debt-to-income ratio is very low.
Given the high starting salary and low debt, the break-even timeline is very short. Graduates likely pay off their debt quickly.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$0
Median Debt at Graduation
$15,000
Median Earnings (5yr)
$82,754
Graduation Rate
N/A
Receive Financial Aid
40%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $106,099 | N/A |
| Social Work | $61,025 | N/A |
| Law | $94,309 | N/A |
| Medicine | $96,215 | N/A |
| Dentistry | $147,597 | N/A |
| Mental and Social Health Services and Allied Professions | $0 | N/A |
| Health and Medical Administrative Services | $0 | N/A |
| Rehabilitation and Therapeutic Professions | $76,637 | N/A |
| Pharmacy, Pharmaceutical Sciences, and Administration | $116,434 | N/A |
| Legal Research and Advanced Professional Studies | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $0 | N/A |
| Advanced/Graduate Dentistry and Oral Sciences | $203,736 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.