Upstate Medical University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$0
In-state tuition x 4
Earnings Premium
$48,990/yr
vs high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
N/A
Return on investment
ROI Analysis
Upstate Medical University's in-state tuition is listed as $0. The median debt for students is $15,000, and 55.1% of students receive financial aid. One year after graduation, the median earnings are $75,959. Five years after graduation, earnings increase to $83,990, and ten years after graduation, earnings reach $92,257.
Given the $0 tuition cost, the primary financial consideration for students is the $15,000 median debt. With a starting salary of $75,959, the debt-to-income ratio is approximately 0.20.
The break-even timeline, or the time it takes to earn back the amount of debt, is very short given the high starting salary and low debt. At the one-year mark, the debt is paid off.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$0
Median Debt at Graduation
$15,000
Median Earnings (5yr)
$83,990
Graduation Rate
0%
Receive Financial Aid
55%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Medicine. | $0 | $101,568 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $0 | $108,591 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $0 | $68,773 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $0 | $120,954 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $0 | $84,678 | N/A |
| Clinical/Medical Laboratory Science/Research and Allied Professions. | $0 | $63,290 | N/A |
| Rehabilitation and Therapeutic Professions. | $0 | $0 | N/A |
| Public Health. | $0 | $0 | N/A |
| Clinical/Medical Laboratory Science/Research and Allied Professions. | $0 | $0 | N/A |
| Biochemistry, Biophysics and Molecular Biology. | $0 | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $0 | $0 | N/A |
| Neurobiology and Neurosciences. | $0 | $0 | N/A |
Peer Comparison
0%
20yr ROI
0%
20yr ROI
2736%
20yr ROI
3137%
20yr ROI
288%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.