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Return on Investment Analysis

Upstate Medical University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$0

In-state tuition x 4

Earnings Premium

$48,990/yr

above high school diploma avg

Break-Even Point

N/A years

After graduation

20-Year ROI

N/A

Return on investment

ROI Analysis

Upstate Medical University's in-state tuition is listed as $0. The median debt for students is $15,000, and 55.1% of students receive financial aid. One year after graduation, the median earnings are $75,959. Five years after graduation, earnings increase to $83,990, and ten years after graduation, earnings reach $92,257.

Given the $0 tuition cost, the primary financial consideration for students is the $15,000 median debt. With a starting salary of $75,959, the debt-to-income ratio is approximately 0.20.

The break-even timeline, or the time it takes to earn back the amount of debt, is very short given the high starting salary and low debt. At the one-year mark, the debt is paid off.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$0

Median Debt at Graduation

$15,000

Median Earnings (5yr)

$83,990

Graduation Rate

N/A

Receive Financial Aid

55%

Avg Aid Amount

N/A

Program-Level ROI

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$0
Median Debt$15,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$0

Frequently Asked Questions

The median earnings for Upstate Medical University graduates 5 years after enrollment is $83,990. This is $48,990 above the national average for high school diploma holders.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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