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Return on Investment Analysis

The University of Tennessee-Martin ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at The University of Tennessee-Martin costs about $40,832 in in-state tuition, and graduates earn a median of $38,863 five years after graduation — the investment breaks even in roughly 10.6 years (20-year ROI: 89%).

ROI Summary

Total 4-Year Cost

$40,832

In-state tuition x 4

Earnings Premium

$3,863/yr

above high school diploma avg

Break-Even Point

10.6 years

After graduation

20-Year ROI

89%

Return on investment

ROI Analysis

The University of Tennessee-Martin has an in-state tuition of $10,208. One year after graduation, alumni earn a median of $38,328. Five years after graduation, earnings are $38,863, and ten years after graduation, earnings are $44,213. The median debt for graduates is $21,024.

The debt-to-income ratio for graduates is approximately 0.55 based on the first-year earnings. The break-even point, calculated by dividing the median debt by the difference between the first-year earnings and tuition, is approximately 0.7 years. This calculation does not account for living expenses.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$10,208

Median Debt at Graduation

$21,024

Median Earnings (5yr)

$38,863

Graduation Rate

54%

Receive Financial Aid

33%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Agriculture, General $40,832 $45,729 426%
Teacher Education and Professional Development, Specific Levels and Methods $40,832 $44,364 359%
Health and Physical Education/Fitness $40,832 $42,714 278%
Business Administration, Management and Operations $40,832 $67,203 1477%
Agricultural Business and Management $40,832 $0 N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $40,832 $65,594 1399%
Finance and Financial Management Services $40,832 $49,162 594%
Engineering, General $40,832 $70,281 1628%
Criminal Justice and Corrections $40,832 $38,957 94%
Family and Consumer Sciences/Human Sciences, General $40,832 $34,422 N/A
Accounting and Related Services $40,832 $57,062 981%
Biology, General $40,832 $40,807 184%
Social Work $40,832 $39,426 117%
Natural Resources Management and Policy $40,832 $39,942 142%
Psychology, General $40,832 $31,599 N/A
Marketing $40,832 $41,704 228%
Visual and Performing Arts, General $40,832 $32,222 N/A
Communication and Media Studies $40,832 $34,529 N/A
Student Counseling and Personnel Services $40,832 $47,392 507%
Multi/Interdisciplinary Studies, Other $40,832 $34,781 N/A

Peer Comparison

The University of Tennessee-Martin Current

89%

20yr ROI

Nicholls State University

134%

20yr ROI

Black Hills State University

118%

20yr ROI

Arkansas State University

154%

20yr ROI

Austin Peay State University

118%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$40,832
Median Debt$21,024

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$40,832

Frequently Asked Questions

Based on government data, The University of Tennessee-Martin has an estimated 20-year ROI of 89%. The total 4-year cost is $40,832 and graduates earn a median of $38,863 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

Back to The University of Tennessee-Martin Colleges in Tennessee Compare Schools ROI Rankings