The University of Tennessee-Martin ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$40,832
In-state tuition x 4
Earnings Premium
$3,863/yr
above high school diploma avg
Break-Even Point
10.6 years
After graduation
20-Year ROI
89%
Return on investment
ROI Analysis
The University of Tennessee-Martin has an in-state tuition of $10,208. One year after graduation, alumni earn a median of $38,328. Five years after graduation, earnings are $38,863, and ten years after graduation, earnings are $44,213. The median debt for graduates is $21,024.
The debt-to-income ratio for graduates is approximately 0.55 based on the first-year earnings. The break-even point, calculated by dividing the median debt by the difference between the first-year earnings and tuition, is approximately 0.7 years. This calculation does not account for living expenses.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,208
Median Debt at Graduation
$21,024
Median Earnings (5yr)
$38,863
Graduation Rate
54%
Receive Financial Aid
33%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Multi-/Interdisciplinary Studies, General | $0 | N/A |
| Agriculture, General | $45,729 | 426% |
| Teacher Education and Professional Development, Specific Levels and Methods | $44,364 | 359% |
| Health and Physical Education/Fitness | $42,714 | 278% |
| Business Administration, Management and Operations | $67,203 | 1477% |
| Agricultural Business and Management | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $65,594 | 1399% |
| Finance and Financial Management Services | $49,162 | 594% |
| Engineering, General | $70,281 | 1628% |
| Criminal Justice and Corrections | $38,957 | 94% |
| Family and Consumer Sciences/Human Sciences, General | $34,422 | N/A |
| Accounting and Related Services | $57,062 | 981% |
Peer Comparison
89%
20yr ROI
134%
20yr ROI
118%
20yr ROI
154%
20yr ROI
118%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.