The Master's University and Seminary ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$147,720
In-state tuition x 4
Earnings Premium
$6,665/yr
above high school diploma avg
Break-Even Point
22.2 years
After graduation
20-Year ROI
-10%
Return on investment
ROI Analysis
The Master's University and Seminary's in-state tuition is $36,930. One year after graduation, alumni earn $40,609. Five years after graduation, earnings are $41,665, and ten years after graduation, earnings increase to $57,106. The median debt for students is $20,500, and 38.4% of students receive financial aid.
Based on the provided data, a direct debt-to-income ratio cannot be calculated. However, the one-year post-graduation earnings exceed the median debt. The break-even timeline, or the time it takes for earnings to surpass the initial tuition cost, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$36,930
Median Debt at Graduation
$20,500
Median Earnings (5yr)
$41,665
Graduation Rate
69%
Receive Financial Aid
38%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Theological and Ministerial Studies | $75,253 | 445% |
| Business Administration, Management and Operations | $57,091 | 199% |
| Pastoral Counseling and Specialized Ministries | $0 | N/A |
| Communication and Media Studies | $38,849 | -48% |
| Biology, General | $0 | N/A |
| Music | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities | $43,455 | 14% |
| Health and Physical Education/Fitness | $0 | N/A |
| Bible/Biblical Studies | $0 | N/A |
| Marketing | $0 | N/A |
| Political Science and Government | $0 | N/A |
| Computer and Information Sciences, General | $0 | N/A |
Peer Comparison
-10%
20yr ROI
0%
20yr ROI
-43%
20yr ROI
121%
20yr ROI
179%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.