Beloit College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$234,216
In-state tuition x 4
Earnings Premium
$6,660/yr
above high school diploma avg
Break-Even Point
35.2 years
After graduation
20-Year ROI
-43%
Return on investment
ROI Analysis
Beloit College's high tuition cost of $58,554 contrasts with graduates' initial earnings. One year after graduation, the median salary is $30,515. However, earnings increase over time, reaching $41,660 after five years and $53,260 after ten years. The median debt for graduates is $25,738, and 53.8% of students receive financial aid.
The debt-to-income ratio for Beloit graduates can be calculated by comparing the median debt to the annual earnings. Using the one-year earnings, the debt-to-income ratio is approximately 84%. This ratio decreases over time as earnings increase.
Calculating the break-even timeline requires comparing the total cost of attendance to the increase in earnings. The provided data does not include the total cost of attendance, which would include room and board, books, and other fees. However, based on the tuition cost and the earnings data, it would take several years for graduates to earn enough to offset the initial investment in their education.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$58,554
Median Debt at Graduation
$25,738
Median Earnings (5yr)
$41,660
Graduation Rate
69%
Receive Financial Aid
54%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Psychology, General | $38,641 | -69% |
| Anthropology | $25,943 | N/A |
| Rhetoric and Composition/Writing Studies | $32,518 | N/A |
| Economics | $0 | N/A |
| Business/Managerial Economics | $0 | N/A |
| Chemistry | $51,254 | 39% |
| Sociology | $0 | N/A |
| Political Science and Government | $38,115 | -73% |
| Biology, General | $0 | N/A |
| Education, General | $35,797 | -93% |
| Science, Technology and Society | $42,596 | -35% |
| History | $32,890 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.