Southwest Minnesota State University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$41,216
In-state tuition x 4
Earnings Premium
$8,282/yr
vs high school diploma avg
Break-Even Point
5 years
After graduation
20-Year ROI
302%
Return on investment
ROI Analysis
Southwest Minnesota State University's in-state tuition is $10,304. One year after graduation, alumni earn $44,949. Five years after graduation, earnings are $43,282, and ten years after graduation, earnings are $51,342. The median debt for graduates is $20,500.
The school's data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline. The data does show that 15.3% of students receive financial aid.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,304
Median Debt at Graduation
$20,500
Median Earnings (5yr)
$43,282
Graduation Rate
42%
Receive Financial Aid
15%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Education, General. | $41,216 | $56,794 | 958% |
| Business Administration, Management and Operations. | $41,216 | $70,502 | 1623% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $41,216 | $40,505 | 167% |
| Health and Physical Education/Fitness. | $41,216 | $44,463 | 359% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $41,216 | $71,933 | 1692% |
| Business Administration, Management and Operations. | $41,216 | $52,172 | 733% |
| Teacher Education and Professional Development, Specific Subject Areas. | $41,216 | $0 | N/A |
| Psychology, General. | $41,216 | $46,366 | 452% |
| Finance and Financial Management Services. | $41,216 | $58,124 | 1022% |
| Marketing. | $41,216 | $50,032 | 629% |
| Criminal Justice and Corrections. | $41,216 | $46,665 | 466% |
| Biology, General. | $41,216 | $0 | N/A |
Peer Comparison
302%
20yr ROI
270%
20yr ROI
396%
20yr ROI
260%
20yr ROI
374%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.