Kutztown University of Pennsylvania ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$44,920
In-state tuition x 4
Earnings Premium
$8,309/yr
above high school diploma avg
Break-Even Point
5.4 years
After graduation
20-Year ROI
270%
Return on investment
ROI Analysis
Kutztown University of Pennsylvania has a high acceptance rate of 94.8% and a graduation rate of 55.3%. The annual in-state tuition is $11,230. One year after graduation, alumni earn a median of $39,923, increasing to $43,309 after five years, and $53,775 after ten years. The median debt for graduates is $26,000, and 62.5% of students receive financial aid.
The debt-to-income ratio for Kutztown graduates is approximately 65% one year after graduation, based on the median debt and one-year earnings. The ratio improves over time, decreasing to roughly 60% after five years and 48% after ten years, assuming no additional debt and no change in earnings.
Based on the median debt and the one-year earnings, the break-even point, or the time it takes to earn back the amount of debt, is approximately 0.65 years. This calculation does not account for interest on the debt or living expenses.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$11,230
Median Debt at Graduation
$26,000
Median Earnings (5yr)
$43,309
Graduation Rate
55%
Receive Financial Aid
63%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $56,785 | 870% |
| Teacher Education and Professional Development, Specific Levels and Methods | $52,124 | 662% |
| Special Education and Teaching | $49,619 | 551% |
| Psychology, General | $41,624 | 195% |
| Social Work | $52,577 | 683% |
| Criminal Justice and Corrections | $49,795 | 559% |
| Communication and Media Studies | $0 | N/A |
| Computer and Information Sciences, General | $73,137 | 1598% |
| Parks, Recreation and Leisure Studies | $45,351 | 361% |
| Biology, General | $60,717 | 1045% |
| Teacher Education and Professional Development, Specific Subject Areas | $58,579 | 950% |
| Design and Applied Arts | $44,383 | 318% |
Peer Comparison
270%
20yr ROI
302%
20yr ROI
260%
20yr ROI
374%
20yr ROI
396%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.