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Return on Investment Analysis

San Jose State University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$31,968

In-state tuition x 4

Earnings Premium

$27,448/yr

above high school diploma avg

Break-Even Point

1.2 years

After graduation

20-Year ROI

1617%

Return on investment

ROI Analysis

San Jose State University's in-state tuition costs $7,992. One year after graduation, alumni earn a median of $58,993. Five years after graduation, earnings increase to $62,448, and after ten years, earnings reach $78,988. The median debt for graduates is $15,000, and 20.8% of students receive financial aid.

The debt-to-income ratio for graduates is approximately 0.26, calculated by dividing the median debt of $15,000 by the one-year earnings of $58,993. This indicates that the debt is a relatively small portion of the graduates' annual income.

Based on the provided data, the break-even timeline, which is the time it takes for the increased earnings to offset the tuition cost, is less than one year. The difference between the one-year earnings of $58,993 and the tuition cost of $7,992 is a positive value, indicating a quick return on investment.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$7,992

Median Debt at Graduation

$15,000

Median Earnings (5yr)

$62,448

Graduation Rate

66%

Receive Financial Aid

21%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Business Administration, Management and Operations $31,968 $128,026 5720%
Computer Engineering $31,968 $127,047 5659%
Library Science and Administration $31,968 $61,222 1541%
Psychology, General $31,968 $55,532 1185%
Communication and Media Studies $31,968 $60,813 1515%
Fine and Studio Arts $31,968 $40,789 262%
Electrical, Electronics and Communications Engineering $31,968 $123,144 5415%
Health and Physical Education/Fitness $31,968 $58,866 1393%
Public Health $31,968 $74,606 2378%
Teacher Education and Professional Development, Specific Levels and Methods $31,968 $72,895 2271%
Mechanical Engineering $31,968 $95,510 3686%
Social Work $31,968 $91,003 3404%

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$31,968
Median Debt$15,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$31,968

Frequently Asked Questions

Based on government data, San Jose State University has an estimated 20-year ROI of 1617%. The total 4-year cost is $31,968 and graduates earn a median of $62,448 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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