University of the Pacific
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$221,360
In-state tuition x 4
Earnings Premium
$27,672/yr
vs high school diploma avg
Break-Even Point
8 years
After graduation
20-Year ROI
150%
Return on investment
ROI Analysis
One year after graduation, University of the Pacific alumni earn a median of $51,476, which is less than the annual tuition cost of $55,340. However, five years after graduation, earnings increase to $62,672, and ten years after graduation, earnings reach $78,445. The median debt for graduates is $19,500.
With a median debt of $19,500 and a one-year post-graduation salary of $51,476, the debt-to-income ratio is approximately 0.38. This indicates that the debt is a manageable portion of the initial earnings.
Given the tuition cost and the trajectory of earnings, it would take less than one year for graduates to earn more than the median debt. The data suggests a positive return on investment over time, as earnings increase significantly in the years following graduation.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$55,340
Median Debt at Graduation
$19,500
Median Earnings (5yr)
$62,672
Graduation Rate
71%
Receive Financial Aid
43%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Pharmacy, Pharmaceutical Sciences, and Administration. | $221,360 | $161,645 | 1044% |
| Education, General. | $221,360 | $0 | N/A |
| Dentistry. | $221,360 | $135,789 | 811% |
| Law. | $221,360 | $90,470 | 401% |
| Business Administration, Management and Operations. | $221,360 | $71,120 | 226% |
| Biology, General. | $221,360 | $75,402 | 265% |
| Multi/Interdisciplinary Studies, Other. | $221,360 | $165,593 | 1080% |
| Health and Physical Education/Fitness. | $221,360 | $51,888 | 53% |
| Psychology, General. | $221,360 | $57,652 | 105% |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $221,360 | $0 | N/A |
| Rehabilitation and Therapeutic Professions. | $221,360 | $0 | N/A |
| Communication Disorders Sciences and Services. | $221,360 | $80,677 | 313% |
Peer Comparison
150%
20yr ROI
266%
20yr ROI
193%
20yr ROI
135%
20yr ROI
199%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.