University of the Pacific ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$221,360
In-state tuition x 4
Earnings Premium
$27,672/yr
above high school diploma avg
Break-Even Point
8 years
After graduation
20-Year ROI
150%
Return on investment
ROI Analysis
The University of the Pacific's high tuition of $55,340 is offset by relatively strong earnings for graduates. One year after graduation, the median salary is $51,476. Five years after graduation, the median salary increases to $62,672, and after ten years, the median salary is $78,445. The median debt for graduates is $19,500.
Given the median debt and earnings, the debt-to-income ratio is favorable. The median debt of $19,500 is a small fraction of the one-year salary of $51,476. The break-even timeline, or the time it takes to earn back the cost of tuition, is approximately one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$55,340
Median Debt at Graduation
$19,500
Median Earnings (5yr)
$62,672
Graduation Rate
71%
Receive Financial Aid
43%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Pharmacy, Pharmaceutical Sciences, and Administration | $161,645 | 1044% |
| Education, General | $0 | N/A |
| Dentistry | $135,789 | 811% |
| Business Administration, Management and Operations | $101,442 | 500% |
| Law | $90,470 | 401% |
| Biology, General | $75,402 | 265% |
| Multi/Interdisciplinary Studies, Other | $165,593 | 1080% |
| Communication Disorders Sciences and Services | $80,677 | 313% |
| Health and Physical Education/Fitness | $51,888 | 53% |
| Rehabilitation and Therapeutic Professions | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $0 | N/A |
| Psychology, General | $57,652 | 105% |
Peer Comparison
150%
20yr ROI
266%
20yr ROI
193%
20yr ROI
135%
20yr ROI
199%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.