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Return on Investment Analysis

Ramapo College of New Jersey ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at Ramapo College of New Jersey costs about $63,912 in in-state tuition, and graduates earn a median of $53,872 five years after graduation — the investment breaks even in roughly 3.4 years (20-year ROI: 491%).

ROI Summary

Total 4-Year Cost

$63,912

In-state tuition x 4

Earnings Premium

$18,872/yr

above high school diploma avg

Break-Even Point

3.4 years

After graduation

20-Year ROI

491%

Return on investment

ROI Analysis

Ramapo College of New Jersey has an in-state tuition of $15,978. One year after graduation, alumni earn $45,619. Five years after graduation, earnings increase to $53,872, and ten years after, earnings reach $67,541. The median debt for students is $21,000, and 39.1% of students receive financial aid.

The debt-to-income ratio is not directly calculable from the provided data. However, the one-year earnings of $45,619 are more than double the median debt of $21,000.

Based on the provided data, the break-even timeline, which is the time it takes for earnings to surpass the cost of tuition, is less than one year.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$15,978

Median Debt at Graduation

$21,000

Median Earnings (5yr)

$53,872

Graduation Rate

71%

Receive Financial Aid

39%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Business Administration, Management and Operations $63,912 $133,319 2977%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $63,912 $90,432 1635%
Accounting and Related Services $63,912 $78,346 1256%
Social Work $63,912 $52,763 456%
Communication and Media Studies $63,912 $51,394 413%
Psychology, General $63,912 $47,631 295%
Biology, General $63,912 $58,880 647%
Social Sciences, General $63,912 $0 N/A
Educational Administration and Supervision $63,912 $86,576 1514%
Education, Other $63,912 $77,095 1217%
Computer and Information Sciences, General $63,912 $0 N/A
Information Science/Studies $63,912 $66,700 892%
Music $63,912 $27,083 N/A
Special Education and Teaching $63,912 $0 N/A
Natural Resources Conservation and Research $63,912 $44,165 187%
Sociology $63,912 $47,610 295%
History $63,912 $47,785 300%
Drama/Theatre Arts and Stagecraft $63,912 $35,432 -86%
Political Science and Government $63,912 $0 N/A
Linguistic, Comparative, and Related Language Studies and Services $63,912 $50,623 389%
Fine and Studio Arts $63,912 $41,385 100%
Liberal Arts and Sciences, General Studies and Humanities $63,912 $47,482 291%

Peer Comparison

Ramapo College of New Jersey Current

491%

20yr ROI

Iowa State University

799%

20yr ROI

Charter Oak State College

1004%

20yr ROI

University at Buffalo

769%

20yr ROI

University of New Hampshire-Main Campus

388%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$63,912
Median Debt$21,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$63,912

Frequently Asked Questions

Based on government data, Ramapo College of New Jersey has an estimated 20-year ROI of 491%. The total 4-year cost is $63,912 and graduates earn a median of $53,872 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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