Niagara University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$152,540
In-state tuition x 4
Earnings Premium
$13,289/yr
above high school diploma avg
Break-Even Point
11.5 years
After graduation
20-Year ROI
74%
Return on investment
ROI Analysis
Niagara University's in-state tuition is $38,135. One year after graduation, alumni earn a median of $45,413. Five years after graduation, earnings increase to $48,289, and ten years after graduation, earnings reach $56,196. The median debt for students is $25,475, and 57.4% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the first-year earnings, is approximately 0.56. This indicates that the median debt is about half of the first-year earnings.
Based on the provided data, the break-even point, or the time it takes for the cumulative earnings to surpass the tuition cost, is less than one year. This is because the first-year earnings exceed the tuition cost.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$38,135
Median Debt at Graduation
$25,475
Median Earnings (5yr)
$48,289
Graduation Rate
71%
Receive Financial Aid
57%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Education, General | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $74,348 | 416% |
| Business/Commerce, General | $89,813 | 619% |
| Accounting and Related Services | $68,727 | 342% |
| Teacher Education and Professional Development, Specific Levels and Methods | $38,108 | -59% |
| Special Education and Teaching | $51,057 | 111% |
| Criminology | $0 | N/A |
| Business Administration, Management and Operations | $56,916 | 187% |
| Teacher Education and Professional Development, Specific Subject Areas | $49,889 | 95% |
| Hospitality Administration/Management | $37,345 | -69% |
| Educational Administration and Supervision | $0 | N/A |
| Social Work | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.