Massachusetts Maritime Academy
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$43,264
In-state tuition x 4
Earnings Premium
$45,424/yr
vs high school diploma avg
Break-Even Point
1 years
After graduation
20-Year ROI
2000%
Return on investment
ROI Analysis
Massachusetts Maritime Academy's graduates experience a strong return on investment. One year after graduation, the median earnings are $73,306, which increases to $80,424 after five years and $82,392 after ten years. With an in-state tuition cost of $10,816, the initial earnings are significantly higher than the tuition cost.
The median debt for graduates is $25,000. Given the high starting salaries, the debt-to-income ratio is favorable. The provided data does not allow for a precise break-even timeline calculation, but the substantial earnings suggest a relatively short period to recoup the cost of education.
The high earnings and relatively low tuition cost, combined with the fact that 79.3% of students receive financial aid, indicate a positive financial outcome for graduates. The high acceptance and graduation rates also suggest that the school is accessible and effective in supporting students to complete their degrees.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,816
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$80,424
Graduation Rate
79%
Receive Financial Aid
79%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Naval Architecture and Marine Engineering. | $43,264 | $114,713 | 3585% |
| Engineering, Other. | $43,264 | $92,472 | 2557% |
| Marine Transportation. | $43,264 | $106,416 | 3201% |
| International Business. | $43,264 | $69,477 | 1494% |
| Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other. | $43,264 | $73,228 | 1667% |
| Natural Resources Conservation and Research. | $43,264 | $64,846 | 1280% |
| Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other. | $43,264 | $76,409 | 1814% |
| Systems Engineering. | $43,264 | $0 | N/A |
| Business Administration, Management and Operations. | $43,264 | $0 | N/A |
| Engineering-Related Fields. | $43,264 | $120,670 | 3860% |
| Engineering, Other. | $43,264 | $0 | N/A |
| Engineering, General. | $43,264 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.