Massachusetts Maritime Academy ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$43,264
In-state tuition x 4
Earnings Premium
$45,424/yr
above high school diploma avg
Break-Even Point
1 years
After graduation
20-Year ROI
2000%
Return on investment
ROI Analysis
Massachusetts Maritime Academy's graduates experience a strong return on investment. One year after graduation, the median salary is $73,306, which is significantly higher than the in-state tuition cost of $10,816. Five years after graduation, earnings increase to $80,424, and after ten years, graduates earn $82,392. The median debt for graduates is $25,000, and 79.3% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is favorable. With a median debt of $25,000 and a starting salary of $73,306, graduates can likely manage their debt effectively. The break-even timeline, or the time it takes to earn back the cost of tuition, is very short. Given the first-year earnings, the tuition cost is earned back in a matter of months.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,816
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$80,424
Graduation Rate
79%
Receive Financial Aid
79%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Naval Architecture and Marine Engineering | $114,713 | 3585% |
| Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other | $76,409 | 1814% |
| Engineering, Other | $92,472 | 2557% |
| Marine Transportation | $106,416 | 3201% |
| International Business | $69,477 | 1494% |
| Natural Resources Conservation and Research | $64,846 | 1280% |
| Systems Engineering | $0 | N/A |
| Business Administration, Management and Operations | $0 | N/A |
| Engineering-Related Fields | $120,670 | 3860% |
| Energy Systems Engineering | $0 | N/A |
| Engineering, General | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.