analytics Return on Investment Analysis

Loras College

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$153,192

In-state tuition x 4

Earnings Premium

$11,069/yr

vs high school diploma avg

Break-Even Point

13.8 years

After graduation

20-Year ROI

45%

Return on investment

insights

ROI Analysis

Loras College's in-state tuition is $38,298. One year after graduation, the median earnings are $40,870, increasing to $46,069 after five years and $58,289 after ten years. The median debt for graduates is $26,000. 59.3% of students receive financial aid.

The debt-to-income ratio for Loras College graduates is approximately 0.64 based on the median debt and one-year earnings. The break-even point, calculated by dividing the median debt by the difference between one-year earnings and tuition, is approximately 7 years.

Generated from College Scorecard & IPEDS data

The Numbers

payments

Annual Tuition (In-State)

$38,298

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Median Debt at Graduation

$26,000

savings

Median Earnings (5yr)

$46,069

school

Graduation Rate

69%

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Receive Financial Aid

59%

redeem

Avg Aid Amount

$0

Program-Level ROI

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$153,192
Median Debt$26,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$153,192

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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