Centenary University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$150,928
In-state tuition x 4
Earnings Premium
$11,049/yr
above high school diploma avg
Break-Even Point
13.7 years
After graduation
20-Year ROI
46%
Return on investment
ROI Analysis
Centenary University's in-state tuition costs $37,732. One year after graduation, alumni earn $42,727, increasing to $46,049 after five years, and $53,726 after ten years. The median debt for graduates is $23,163, and 81.1% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.54. This indicates that the median debt is about half of the graduates' annual income one year after graduation.
Based on the tuition cost and one-year earnings, it would take approximately one year to earn the equivalent of the tuition cost. This calculation does not account for living expenses or potential interest on student loans.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$37,732
Median Debt at Graduation
$23,163
Median Earnings (5yr)
$46,049
Graduation Rate
59%
Receive Financial Aid
81%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $95,812 | 706% |
| Teacher Education and Professional Development, Specific Levels and Methods | $52,094 | 127% |
| Design and Applied Arts | $30,224 | N/A |
| Agricultural and Domestic Animal Services | $0 | N/A |
| Criminal Justice and Corrections | $49,938 | 98% |
| Liberal Arts and Sciences, General Studies and Humanities | $0 | N/A |
| Special Education and Teaching | $0 | N/A |
| Research and Experimental Psychology | $0 | N/A |
| Educational Administration and Supervision | $63,831 | 282% |
| Social Work | $50,631 | 107% |
| Teacher Education and Professional Development, Specific Subject Areas | $0 | N/A |
| English Language and Literature, General | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.