Holy Cross College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$142,000
In-state tuition x 4
Earnings Premium
$6,335/yr
above high school diploma avg
Break-Even Point
22.4 years
After graduation
20-Year ROI
-11%
Return on investment
ROI Analysis
Holy Cross College's in-state tuition is $35,500. One year after graduation, the median earnings are $29,315. Five years after graduation, earnings increase to $41,335, and after ten years, they reach $50,416. The median debt for graduates is $24,000, and 68% of students receive financial aid.
The data indicates a negative return on investment in the first year after graduation, as the median earnings are less than the tuition cost. However, earnings increase over time, potentially leading to a positive return on investment in the long term. The debt-to-income ratio is not directly calculable with the provided data.
The break-even timeline, or the time it takes for earnings to surpass the initial tuition cost, is not directly calculable with the provided data. However, the data suggests that it would take more than one year for earnings to exceed the tuition cost.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$35,500
Median Debt at Graduation
$24,000
Median Earnings (5yr)
$41,335
Graduation Rate
31%
Receive Financial Aid
68%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Liberal Arts and Sciences, General Studies and Humanities | $0 | N/A |
| Business/Commerce, General | $58,185 | 227% |
| Psychology, General | $0 | N/A |
| Communication and Media Studies | $0 | N/A |
| Theological and Ministerial Studies | $0 | N/A |
| Fine and Studio Arts | $0 | N/A |
| Biology, General | $0 | N/A |
| History | $0 | N/A |
| English Language and Literature, General | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.