Indiana University-Northwest ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$32,716
In-state tuition x 4
Earnings Premium
$4,714/yr
above high school diploma avg
Break-Even Point
6.9 years
After graduation
20-Year ROI
188%
Return on investment
ROI Analysis
Indiana University-Northwest's in-state tuition is $8,179. One year after graduation, alumni earn a median of $44,647. Five years after graduation, earnings decrease to $39,714, but increase to $43,361 ten years after graduation. The median debt for students is $21,710, and 34.7% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the first-year earnings, is approximately 0.49. This indicates that the median debt is about half of the first year's earnings.
Based on the provided data, the break-even timeline, which is the time it takes for the additional earnings after graduation to equal the tuition cost, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,179
Median Debt at Graduation
$21,710
Median Earnings (5yr)
$39,714
Graduation Rate
37%
Receive Financial Aid
35%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business/Commerce, General | $95,319 | 3587% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $64,640 | 1712% |
| Liberal Arts and Sciences, General Studies and Humanities | $39,427 | 171% |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $64,703 | 1716% |
| Psychology, General | $34,271 | N/A |
| Health and Medical Administrative Services | $47,779 | 681% |
| Teacher Education and Professional Development, Specific Levels and Methods | $43,671 | 430% |
| Dental Support Services and Allied Professions | $46,733 | 617% |
| Social Work | $55,323 | 1142% |
| Criminal Justice and Corrections | $42,870 | 381% |
| Public Administration | $75,462 | 2374% |
| Public Health | $47,980 | 693% |
Peer Comparison
188%
20yr ROI
103%
20yr ROI
118%
20yr ROI
422%
20yr ROI
155%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.