Indiana University-Northwest
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$32,716
In-state tuition x 4
Earnings Premium
$4,714/yr
vs high school diploma avg
Break-Even Point
6.9 years
After graduation
20-Year ROI
188%
Return on investment
ROI Analysis
Indiana University-Northwest's in-state tuition is $8,179. One year after graduation, alumni earn a median of $44,647. Five years after graduation, earnings are $39,714, and ten years after graduation, earnings are $43,361. The median debt for students is $21,710, and 34.7% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is 0.49. The break-even point, calculated by dividing the median debt by the difference between one-year earnings and tuition, is approximately 0.6 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,179
Median Debt at Graduation
$21,710
Median Earnings (5yr)
$39,714
Graduation Rate
37%
Receive Financial Aid
35%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $32,716 | $64,640 | 1712% |
| Liberal Arts and Sciences, General Studies and Humanities. | $32,716 | $39,427 | 171% |
| Business/Commerce, General. | $32,716 | $46,392 | 596% |
| Psychology, General. | $32,716 | $34,271 | N/A |
| Business/Commerce, General. | $32,716 | $95,319 | 3587% |
| Social Work. | $32,716 | $42,686 | 370% |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $32,716 | $52,254 | 955% |
| Criminal Justice and Corrections. | $32,716 | $42,870 | 381% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $32,716 | $43,671 | 430% |
| Public Health. | $32,716 | $47,980 | 693% |
| Biology, General. | $32,716 | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $32,716 | $64,703 | 1716% |
Peer Comparison
188%
20yr ROI
103%
20yr ROI
118%
20yr ROI
422%
20yr ROI
155%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.