Hobart William Smith Colleges
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$253,072
In-state tuition x 4
Earnings Premium
$27,416/yr
vs high school diploma avg
Break-Even Point
9.2 years
After graduation
20-Year ROI
117%
Return on investment
ROI Analysis
One year after graduation, Hobart William Smith Colleges graduates earn a median of $40,668. Five years after graduation, earnings increase to $62,416, and after ten years, earnings reach $68,831. The annual tuition cost is $63,268. The median debt for graduates is $27,000, and 71.1% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.66 when comparing median debt to one-year earnings. The break-even point, or the time it takes for a graduate to earn the equivalent of one year's tuition, is approximately 1.55 years, based on the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$63,268
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$62,416
Graduation Rate
73%
Receive Financial Aid
71%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Economics. | $253,072 | $76,563 | 228% |
| Communication and Media Studies. | $253,072 | $52,131 | 35% |
| Psychology, General. | $253,072 | $0 | N/A |
| English Language and Literature, General. | $253,072 | $0 | N/A |
| Biology, General. | $253,072 | $0 | N/A |
| Political Science and Government. | $253,072 | $0 | N/A |
| History. | $253,072 | $67,364 | 156% |
| Natural Resources Conservation and Research. | $253,072 | $60,887 | 105% |
| Area Studies. | $253,072 | $0 | N/A |
| Architecture and Related Services, Other. | $253,072 | $0 | N/A |
| Education, General. | $253,072 | $0 | N/A |
| Computer and Information Sciences, General. | $253,072 | $0 | N/A |
Peer Comparison
117%
20yr ROI
189%
20yr ROI
0%
20yr ROI
801%
20yr ROI
238%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.