Biola University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$186,816
In-state tuition x 4
Earnings Premium
$10,752/yr
above high school diploma avg
Break-Even Point
17.4 years
After graduation
20-Year ROI
15%
Return on investment
ROI Analysis
Biola University's in-state tuition is $46,704. One year after graduation, alumni earn $36,740. Five years after graduation, earnings increase to $45,752, and after ten years, earnings reach $56,778. The median debt for students is $23,875, and 44.7% of students receive financial aid.
The debt-to-income ratio is not directly calculable with the provided data. However, the median debt of $23,875 can be compared to the earnings to estimate the time it would take to pay off the debt.
The break-even timeline, or the time it takes for earnings to surpass the initial tuition cost, is not directly calculable with the provided data.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$46,704
Median Debt at Graduation
$23,875
Median Earnings (5yr)
$45,752
Graduation Rate
70%
Receive Financial Aid
45%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $0 | N/A |
| Psychology, General | $45,978 | 18% |
| Bible/Biblical Studies | $44,355 | 0% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $93,741 | 529% |
| Theological and Ministerial Studies | $44,288 | -1% |
| Film/Video and Photographic Arts | $0 | N/A |
| Communication Disorders Sciences and Services | $62,888 | 199% |
| Education, General | $56,738 | 133% |
| Clinical, Counseling and Applied Psychology | $81,807 | 401% |
| Philosophy and Religious Studies, Other | $56,657 | 132% |
| Theology and Religious Vocations, Other | $42,959 | -15% |
| Intercultural/Multicultural and Diversity Studies | $40,435 | -42% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.