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Return on Investment Analysis

Biola University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at Biola University costs about $186,816 in in-state tuition, and graduates earn a median of $45,752 five years after graduation — the investment breaks even in roughly 17.4 years (20-year ROI: 15%).

ROI Summary

Total 4-Year Cost

$186,816

In-state tuition x 4

Earnings Premium

$10,752/yr

above high school diploma avg

Break-Even Point

17.4 years

After graduation

20-Year ROI

15%

Return on investment

ROI Analysis

Biola University's in-state tuition is $46,704. One year after graduation, alumni earn $36,740. Five years after graduation, earnings increase to $45,752, and after ten years, earnings reach $56,778. The median debt for students is $23,875, and 44.7% of students receive financial aid.

The debt-to-income ratio is not directly calculable with the provided data. However, the median debt of $23,875 can be compared to the earnings to estimate the time it would take to pay off the debt.

The break-even timeline, or the time it takes for earnings to surpass the initial tuition cost, is not directly calculable with the provided data.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$46,704

Median Debt at Graduation

$23,875

Median Earnings (5yr)

$45,752

Graduation Rate

70%

Receive Financial Aid

45%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Psychology, General $186,816 $45,978 18%
Bible/Biblical Studies $186,816 $44,355 0%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $186,816 $93,741 529%
Theological and Ministerial Studies $186,816 $44,288 -1%
Communication Disorders Sciences and Services $186,816 $62,888 199%
Education, General $186,816 $56,738 133%
Clinical, Counseling and Applied Psychology $186,816 $81,807 401%
Philosophy and Religious Studies, Other $186,816 $56,657 132%
Theology and Religious Vocations, Other $186,816 $42,959 -15%
Intercultural/Multicultural and Diversity Studies $186,816 $40,435 -42%
Religious Education $186,816 $0 N/A
Public Relations, Advertising, and Applied Communication $186,816 $0 N/A
Biology, General $186,816 $46,235 20%
Sociology $186,816 $50,380 65%
Fine and Studio Arts $186,816 $38,512 -62%
Accounting and Related Services $186,816 $0 N/A
Journalism $186,816 $40,172 -45%
Health and Physical Education/Fitness $186,816 $0 N/A
Music $186,816 $50,875 70%
English Language and Literature, General $186,816 $45,904 17%
Business/Commerce, General $186,816 $59,432 162%
Radio, Television, and Digital Communication $186,816 $39,106 -56%

Peer Comparison

Biola University Current

15%

20yr ROI

Capital University

29%

20yr ROI

Smith College

-13%

20yr ROI

Alma College

13%

20yr ROI

Lindenwood University

154%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$186,816
Median Debt$23,875

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$186,816

Frequently Asked Questions

Based on government data, Biola University has an estimated 20-year ROI of 15%. The total 4-year cost is $186,816 and graduates earn a median of $45,752 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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